insure
Protect against loss
To insure is to secure financial protection against potential loss or damage by purchasing an insurance policy: We insured the house for its full value.
The word extends to any act of making something certain or safe: Double-check the address to insure delivery.
In this broader sense, insure overlaps with ensure, though careful writers often reserve insure for matters involving actual insurance.
Precaution against harm
- shieldHandheld defensive armor
- coverageExtent of inclusion
- safety netProtection against failure
- peace of mindState without anxiety
hedge · buffer · backup · indemnify · compensate · reimburse · recover · replacement
Added cost for better
- deductibleOut-of-pocket threshold amount
- underwriterOne who assumes financial risk
- actuaryFinancial risk analyst
- claimsStatements of truth
beneficiary · payout · annuity · solvency · adjuster · compensation · dividend · copay
Binding promise given
- promiseCommitment to act
- warrantyFormal repair promise
- certaintyTotal absence of doubt
- suretyBacker of obligation
bond · commitment · backing · contract · obligation · guarantor · safeguard · indemnity
Condition of body, mind
vision · property · liability · disability · renters · homeowners · collision · comprehensive
Source of potential harm
- perilSerious threat of harm
- exposureState of being unprotected
- liabilityLegal or financial obligation
- vulnerabilityOpenness to harm
probability · contingency · assessment · mitigation · pooling · actuary · loss · adverse selection
Owner of insurance contract
- endorsementFormal expression of support
- exclusionsThings deliberately left out
- renewalMaking current again
- riderOne who mounts transport
term life · whole life · coverage limits · agent · certificate · declaration · binder · effective date
safeguard
Precaution against harm
- shieldHandheld defensive armor
- coverageExtent of inclusion
- safety netProtection against failure
peace of mind · hedge · buffer · backup · indemnify · compensate · reimburse · recover · replacement
premium
Added cost for better
- deductibleOut-of-pocket threshold amount
- underwriterOne who assumes financial risk
- actuaryFinancial risk analyst
claims · beneficiary · payout · annuity · solvency · adjuster · compensation · dividend · copay · coinsurance
pledge
Binding promise given
surety · bond · commitment · backing · contract · obligation · guarantor · safeguard · indemnity · protection
health
Condition of body, mind
dental · vision · property · liability · disability · renters · homeowners · collision · comprehensive · casualty
hazard
Source of potential harm
vulnerability · probability · contingency · assessment · mitigation · pooling · actuary · loss · adverse selection · moral hazard
policyholder
Owner of insurance contract
- endorsementFormal expression of support
- exclusionsThings deliberately left out
- renewalMaking current again
rider · term life · whole life · coverage limits · agent · certificate · declaration · binder · effective date · cancellation
- housingapartments, home, house, houses, homes
- financial backingfund, finance, sponsor, bankroll, subsidize
- homophoneshomophones, hear, here, see, sea
- preventionflu shot, prevent, flu shots, protect, vaccines
- logistics verbsship, deliver, receive, dispatch, transport
- poker termsbet, raise, fold, call, check
insureleave to chance
Act without ensuring outcome
gamble · chance · speculate · take a chance · roll the dice
- car insurancePolicy covering vehicle damage
- health insuranceProtection against medical costs
- life insuranceContract paying upon death
- insurance carrierCompany providing coverage
- insurance policyAgreement guaranteeing financial protection
- FDIC insuranceFederal protection for bank accounts
insurance, insured, insures, uninsured, insurers, insurer, insuring, insurances, insurable