insures
Protects against loss
Insures is the third-person singular of insure.
To insure is to arrange financial protection against loss or damage: The policy insures the house against fire.
It also means to make certain of something: We took extra precautions to insure success.
In this second sense, insure overlaps with ensure, though some prefer ensure for general certainty and insure for financial coverage.
Risk evaluation and acceptance
- policyholderOwner of insurance contract
- beneficiaryDesignated asset receiver
- deductibleOut-of-pocket threshold amount
- liabilityLegal or financial obligation
indemnity · exclusions · endorsement · claims · adjuster · actuary · rider · clause
Measured speed or charge
- costRequired payment amount
- paymentFulfilling a financial obligation
- deductibleOut-of-pocket threshold amount
- billingCharging for services rendered
installment · renewal · quotation · actuarial · surcharge · contribution · assessment · fee
Source of potential harm
- exposureState of being unprotected
- perilSerious threat of harm
- liabilityLegal or financial obligation
- contingencyUncertain possible event
vulnerability · catastrophe · accident · disaster · misfortune · calamity · uncertainty · jeopardy
underwriting
Risk evaluation and acceptance
- policyholderOwner of insurance contract
- beneficiaryDesignated asset receiver
- deductibleOut-of-pocket threshold amount
liability · indemnity · exclusions · endorsement · claims · adjuster · actuary · rider · clause · aggregate
rate
Measured speed or charge
- costRequired payment amount
- paymentFulfilling a financial obligation
- deductibleOut-of-pocket threshold amount
billing · installment · renewal · quotation · actuarial · surcharge · contribution · assessment · fee · charge
hazard
Source of potential harm
contingency · vulnerability · catastrophe · accident · disaster · misfortune · calamity · uncertainty · jeopardy · loss
safeguards
Measures preventing harm
guards · preserves · indemnifies · covers · guarantees · backs · fortifies · hedges · buffers · shelters
assures
Declares something certain
certifies · affirms · confirms · undertakes · commits · vouches · backs · covenants · secures · bonds
insuresundermines
Weakens by stealth
destabilizes · invalidates · voids · cancels · threatens
- car insurancePolicy covering vehicle damage
- health insuranceProtection against medical costs
- life insuranceContract paying upon death
- insurance carrierCompany providing coverage
- insurance policyAgreement guaranteeing financial protection
- FDIC insuranceFederal protection for bank accounts
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