homeowners
People with deeds
People who own the homes they live in.
Homeowners build equity, pay property taxes, and bear responsibility for maintenance—distinguishing them from renters.
The term appears constantly in discussions of insurance, associations, and tax policy: Homeowners insurance covers damage to the structure.
The homeowners association sets rules for the neighborhood.
Those dwelling nearby
- HOAResidential community organization
- neighborhoodResidential area nearby
- associationGroup with shared aim
- blockSolid mass, or impede
cul-de-sac · subdivision · covenants · dues · meetings · bylaws · residents · disputes
Borrowed money repaid later
- interestAttention, stake, or fee
- lenderOne who loans money
- amortizationGradual debt reduction schedule
- refinanceObtain new loan terms
escrow · principal · foreclosure · payment · rates · fixed-rate · adjustable-rate · preapproval
Preserving working condition
- renovationRestoring to good condition
- repairsRestorative maintenance work
- appliancesPowered household equipment
- furnitureMovable room objects
cleaning · plumbing · heating · cooling · insulation · electricity · kitchen · garden
Written property conveyance
- titleFormal honorific or name
- landEarth's solid surface
- parcelWrapped item for shipping
- lotLarge amount or portion
zoning · boundaries · survey · appraisal · acreage · plot · freehold · easement
Adopted principle of action
- coverageExtent of inclusion
- premiumAdded cost for better
- liabilityLegal or financial obligation
- dwellingPlace of residence
deductible · claim · flood · fire · theft · disaster · umbrella · endorsement
Recognition of worth
- assetsOwned items of value
- capitalWealth used for investment
- investmentDeploying capital for returns
- wealthAbundance of valuable resources
valuation · stake · leverage · collateral · creditworthiness · HELOC · refinancing · principal
neighbors
Those dwelling nearby
- HOAResidential community organization
- neighborhoodResidential area nearby
- associationGroup with shared aim
block · cul-de-sac · subdivision · covenants · dues · meetings · bylaws · residents · disputes · restrictions
loan
Borrowed money repaid later
- interestAttention, stake, or fee
- lenderOne who loans money
- amortizationGradual debt reduction schedule
refinance · escrow · principal · foreclosure · payment · rates · fixed-rate · adjustable-rate · preapproval · underwriting
maintenance
Preserving working condition
- renovationRestoring to good condition
- repairsRestorative maintenance work
- appliancesPowered household equipment
furniture · cleaning · plumbing · heating · cooling · insulation · electricity · kitchen · garden · landscaping
deed
Written property conveyance
lot · zoning · boundaries · survey · appraisal · acreage · plot · freehold · easement · encumbrance
policy
Adopted principle of action
dwelling · deductible · claim · flood · fire · theft · disaster · umbrella · endorsement · adjuster
appreciation
Recognition of worth
- assetsOwned items of value
- capitalWealth used for investment
- investmentDeploying capital for returns
wealth · valuation · stake · leverage · collateral · creditworthiness · HELOC · refinancing · principal
- ownerslandowner, landlords, shareholders, proprietors, landlord
- affluent professionalsdoctors, lawyers, executives, consultants, architects
- HOAcondo association, HOA, CC&Rs, covenants, dues
- landownerslandlords, farmer, rancher, freeholders, homesteader
- property ownerslandlord, landlords, landowner, landowners, titleholder
- groupsteam, teams, group, club, clubs
homeownersrenters
Those who lease property
tenants · lessees · lodgers · boarders · subleasers
homeownerstransients
Temporary occupants or travelers
rough sleepers · vagrants · couch surfers · squatters · displaced persons
- homeowners insurancePolicy protecting residential property
- homeowners associationResidential community management organization