health insurance
Doctor visit coverage
Health insurance is a type of coverage that pays for medical and surgical expenses incurred by the insured.
Policyholders typically pay monthly premiums in exchange for the insurer covering some or all costs of doctor visits, hospital stays, prescriptions, and other healthcare services.
In the United States, health insurance may be obtained through employers, government programs like Medicare and Medicaid, or purchased individually.
My health insurance doesn't cover dental.
Out-of-pocket threshold amount
- copaymentPatient's fixed healthcare charge
- coinsurancePercentage you owe
- benefitsGains or helpful effects
- exclusionsThings deliberately left out
in-network · out-of-network · HMO · PPO · EPO · POS · claims · enrollment
Risk evaluation and acceptance
- policyholderOwner of insurance contract
- subscriberOne who enrolls regularly
- group planShared benefits arrangement
- individual planStrategy for one person
preexisting condition · open enrollment · special enrollment · waiting period · grace period · rider · mandate · portability
Medical treatment facility
- clinicOutpatient treatment facility
- physicianLicensed medical doctor
- surgeryInvasive medical procedure
- treatmentCare for an ailment
diagnosis · patient · doctor · specialist · prescription · therapy · rehabilitation · checkup
Added cost for better
- rateMeasured speed or charge
- monthlyOccurring each lunar cycle
- annualOccurring every year
- paymentFulfilling a financial obligation
subsidy · affordability · expense · billing · renewal · escalation · marketplace · exchange
Stopping something before occurring
- screeningEvaluative selection process
- immunizationProtective medical injection
- vaccinationAdministered immunity booster
- annual physicalRoutine health examination
wellness visit · smoking cessation · weight management · disease management · chronic care · FSA · wellness program · biometric screening
deductible
Out-of-pocket threshold amount
- copaymentPatient's fixed healthcare charge
- coinsurancePercentage you owe
- benefitsGains or helpful effects
exclusions · in-network · out-of-network · HMO · PPO · EPO · POS · claims · enrollment · eligibility
underwriting
Risk evaluation and acceptance
- policyholderOwner of insurance contract
- subscriberOne who enrolls regularly
- group planShared benefits arrangement
individual plan · preexisting condition · open enrollment · special enrollment · waiting period · grace period · rider · mandate · portability · HIPAA
hospital
Medical treatment facility
- clinicOutpatient treatment facility
- physicianLicensed medical doctor
- surgeryInvasive medical procedure
treatment · diagnosis · patient · doctor · specialist · prescription · therapy · rehabilitation · checkup · appointment
premium
Added cost for better
payment · subsidy · affordability · expense · billing · renewal · escalation · marketplace · exchange · employer-sponsored
prevention
Stopping something before occurring
- screeningEvaluative selection process
- immunizationProtective medical injection
- vaccinationAdministered immunity booster
annual physical · wellness visit · smoking cessation · weight management · disease management · chronic care · FSA · wellness program · biometric screening
- job benefitsbenefits, 401k, medical coverage, medical benefits, retirement plan
- job perkssalary, perks, pension plans, 401k, benefits
- perksbonus, paid leave, vacation days, sick leave, dental plan
- safety & insuranceliability, coverage, policy, premium, deductible
- work benefits401k, paid time off, PTO, retirement plan, sick leave
- college benefitsscholarship, grant, tuition waiver, fellowship, stipend
health insurancelife insurance
Contract paying upon death
property insurance · auto insurance · homeowners insurance · liability insurance · travel insurance
health insuranceuninsured
Lacking protective coverage
medical bankruptcy · self-pay · insurance gap · direct pay · financial exposure
health, healthy, unhealthy, insure, insurance, insured, healthful, healthier, healthily