car insurance
Collision coverage policy
Car insurance is a policy that covers financial losses from vehicle accidents, theft, or damage.
Most jurisdictions require at least liability coverage, which pays for harm you cause to others.
Full coverage adds protection for your own vehicle: My car insurance covers collision and comprehensive.
Rates vary by driving record, age, and location.
- coverageExtent of inclusion
- full coverageProtection without exclusions
- claimStatement of ownership or truth
- subrogationSuccessor assumes claim rights
- premiumAdded cost for better
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- financial safetyemergency fund, savings, safety net, nest egg, rainy day fund
- insurance risksbodily injury, property damage, liability claims, collision, fire damage
- protection planswarranty, extended warranty, dental plan, vision plan, accident coverage
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Lacking protective coverage
uninsured driving · driving uninsured · uncovered · unprotected · exposed
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Assuming risk personally
personal liability · cash reserves · personal savings · warranty · roadside assistance
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