co-insurance
Divided payment responsibility
Co-insurance is a cost-sharing arrangement in health insurance where the insured pays a fixed percentage of covered expenses after meeting a deductible.
If your plan has 20% co-insurance, you pay 20% and the insurer pays 80%: After the deductible, my co-insurance kicked in at 30%.
Not to be confused with a copay, which is a flat fee per visit.
Legal or financial obligation
- exposureState of being unprotected
- underwritingRisk evaluation and acceptance
- indemnityProtection against financial loss
- subrogationSuccessor assumes claim rights
hazard · peril · loss · appraisal · adjuster · claims · solvency · reserves
Out-of-pocket threshold amount
- premiumAdded cost for better
- out-of-pocketPaid from personal funds
- copaymentPatient's fixed healthcare charge
- percentageProportion out of hundred
split · proportionate · cost-sharing · expense · charge · fee · balance · payer
Extent of inclusion
- policyholderOwner of insurance contract
- beneficiaryDesignated asset receiver
- underwriterOne who assumes financial risk
- actuaryFinancial risk analyst
clause · riders · endorsement · exclusion · renewal · provision · terms · conditions
Federal senior health program
- MedicaidPublic health coverage for poor
- HMONetwork-based insurance plan
- PPOPreferred provider organization
- providerOne who furnishes things
network · pharmacy · prescription · plan · subscriber · eligibility · enrollment · benefits
liability
Legal or financial obligation
- exposureState of being unprotected
- underwritingRisk evaluation and acceptance
- indemnityProtection against financial loss
subrogation · hazard · peril · loss · appraisal · adjuster · claims · solvency · reserves · pooling
deductible
Out-of-pocket threshold amount
- premiumAdded cost for better
- out-of-pocketPaid from personal funds
- copaymentPatient's fixed healthcare charge
percentage · split · proportionate · cost-sharing · expense · charge · fee · balance · payer · reimbursement
coverage
Extent of inclusion
- policyholderOwner of insurance contract
- beneficiaryDesignated asset receiver
- underwriterOne who assumes financial risk
actuary · clause · riders · endorsement · exclusion · renewal · provision · terms · conditions · limits
Medicare
Federal senior health program
- MedicaidPublic health coverage for poor
- HMONetwork-based insurance plan
- PPOPreferred provider organization
provider · network · pharmacy · prescription · plan · subscriber · eligibility · enrollment · benefits · claim
commercial
Paid broadcast promotion
flood · homeowners · dwelling · structure · contents · valuation
- medical costsmedical bills, hospital bills, prescription costs, hospital costs, medical expenses
- insurancecoverage, underwriting, premium, claims, policyholder
- health insurancepremium, deductible, copay, coverage, premiums
- Healthcare Costshealthcare costs, healthcare spending, health spending, medical bills, medical debt
- risk managementrisk sharing, risk analysis, risk factor, risk mitigation, risk appetite
- risk sharingpooling, mutual aid, underwriting, indemnity, risk pool