HMO

Managed care plan

HMO stands for health maintenance organization, a type of health insurance plan that provides care through a network of doctors and hospitals.

Members typically choose a primary care physician who coordinates their care and must provide referrals to see specialists.

HMOs generally have lower premiums but less flexibility than other insurance types: My HMO won't cover out-of-network providers.

network

providers

Those who furnish

gatekeeper · in-network · network providers · PCP · preferred providers · panel · directory

coverage

premiums

Payments for insurance coverage

co-insurance · out-of-pocket · exclusions · in-network · out-of-network · coverage limits · pre-authorization · reimbursement · claims · prescription coverage

membership

enrollment

Act of registering officially

subscriber · dependent · member services · ID card · eligibility · group plan · employer-sponsored · individual plan · family plan · customer service

managed-care

capitation

Per-capita fixed payment

patient education · quality assurance · evidence-based · continuity of care · case management · gatekeeping · medical necessity

organization

Cigna

Health coverage corporation

nonprofit · for-profit · Medicare Advantage · medical group · IPA

Categories
Opposites
healthcare payment model

HMOfee-for-service

Payment per procedure rendered

PPO · self-pay · EPO

Family

health, healthy, healthier, healthiest, healthily, healthiness, unhealthy, maintenance, maintain

Familiarity
Top 200,000
Profile
Mostly American · Timeless · Rated G