premiums
Fees for coverage
Premiums are amounts paid beyond standard costs, often for insurance coverage or superior quality.
An insurance premium is the regular payment to maintain a policy: Monthly premiums for health insurance keep rising.
Premium also describes something of higher quality or price: premium gasoline, premium seating.
To put a premium on something is to value it highly: The company puts a premium on creativity.
At a premium means scarce and therefore expensive or valuable: Parking downtown is at a premium.
Extra fee added
- chargeCost or accusation
- rateMeasured speed or charge
- costRequired payment amount
- paymentFulfilling a financial obligation
dues · levy · tariff · expense · toll · amount · installment · assessment
Adopted principle of action
- coverageExtent of inclusion
- deductibleOut-of-pocket threshold amount
- claimStatement of ownership or truth
- underwritingRisk evaluation and acceptance
actuary · risk · benefit · liability · renewal · insurer · insured · adjuster
surcharge
Extra fee added
payment · dues · levy · tariff · expense · toll · amount · installment · assessment · markup
policy
Adopted principle of action
- coverageExtent of inclusion
- deductibleOut-of-pocket threshold amount
- claimStatement of ownership or truth
underwriting · actuary · risk · benefit · liability · renewal · insurer · insured · adjuster · endorsement
bonus
Reward beyond expectation
dividend · bounty · gift · payout · rebate · cashback · discount · loyalty · points · miles
high-end
Premium quality tier
deluxe · exclusive · gourmet · artisanal · boutique · bespoke · handcrafted · top-shelf · first-class · select
- chargesfees, surcharges, levies, service charges, service fees
- fire insurancefire risk, fire damage, fire protection, fire inspections, fire hazards
- healthcare accesshealth access, health coverage, universal coverage, uninsured, underinsured
- Healthcare Costshealthcare costs, healthcare spending, health spending, medical bills, medical debt
- risk managementrisk sharing, risk analysis, risk factor, risk mitigation, risk appetite
- pharmacy benefitsformulary, prescription coverage, drug coverage, pharmacy benefits, drug benefits
premiumspayouts
Sums of money paid
claims · benefits · settlements · reimbursements · indemnities
premiumsdiscounts
Subtractions from full price
markdowns · reductions · bargains · deductions · rebates
- at a premiumScarce and therefore valuable
- insurance premiumFee for coverage
- premium content
- premium gasHigher-octane vehicle fuel
- premium economyUpgraded standard airline seating
- premium fuelHigher-octane gasoline option