property insurance
Building loss protection
Property insurance covers financial losses from damage to or destruction of physical assets—buildings, vehicles, equipment, personal belongings.
Policies typically protect against fire, theft, storms, and other specified perils: The property insurance covered the roof damage from the hurricane.
Homeowners insurance, renters insurance, and commercial property insurance are common types.
Added cost for better
- deductibleOut-of-pocket threshold amount
- claimStatement of ownership or truth
- policyholderOwner of insurance contract
- underwritingRisk evaluation and acceptance
liability · indemnity · reimbursement · exclusion · endorsement · adjuster · actuary · appraisal
Combustion with flames
- theftUnlawful taking of property
- floodOverwhelming water overflow
- earthquakeSeismic ground movement
- hurricaneViolent tropical windstorm
tornado · hail · vandalism · lightning · windstorm · water damage · smoke damage · explosion
Secured home loan
- deedWritten property conveyance
- titleFormal honorific or name
- escrowConditional third-party deposit
- equityImpartial treatment or ownership value
valuation · homeowner · landlord · tenant · condominium · townhouse · dwelling · structure
Formal evaluation of worth
- mitigationReduction of severity
- exposureState of being unprotected
- hazardSource of potential harm
- loss preventionProtecting store inventory
inspection · safety · compliance · fire extinguisher · sprinkler system · security system · smoke detector · risk pool
premium
Added cost for better
- deductibleOut-of-pocket threshold amount
- claimStatement of ownership or truth
- policyholderOwner of insurance contract
underwriting · liability · indemnity · reimbursement · exclusion · endorsement · adjuster · actuary · appraisal · broker
fire
Combustion with flames
- theftUnlawful taking of property
- floodOverwhelming water overflow
- earthquakeSeismic ground movement
hurricane · tornado · hail · vandalism · lightning · windstorm · water damage · smoke damage · explosion · riot
mortgage
Secured home loan
equity · valuation · homeowner · landlord · tenant · condominium · townhouse · dwelling · structure · contents
assessment
Formal evaluation of worth
- mitigationReduction of severity
- exposureState of being unprotected
- hazardSource of potential harm
loss prevention · inspection · safety · compliance · fire extinguisher · sprinkler system · security system · smoke detector · risk pool · claims history
- housing costsrent, mortgage interest, electricity, down payment, closing costs
- fixed expensesrent, salaries, lease payments, office rent, internet service
- farm insurancecrop loss, farm buildings
- housingapartments, home, house, houses, homes
- insurancecoverage, underwriting, premium, claims, policyholder
- land managementparcels, boundaries, surveying, zoning, land surveys
property insurancelife insurance
Contract paying upon death
health insurance · disability insurance · medical insurance · long-term care insurance · accident insurance
property, insure, insurance, insured, properties, insurers, insurer, insuring, reinsure