claims history
Filed requests log
Claims history is a record of insurance claims a person or entity has filed over time.
Insurers use claims history to assess risk and set premiums—frequent claims suggest higher risk and typically result in higher rates.
The term appears in auto, home, and health insurance contexts: Her claims history made it difficult to find affordable coverage.
A clean claims history means few or no past claims.
- policyholderOwner of insurance contract
- litigationLegal dispute process
- databaseOrganized digital information collection
- underwritingRisk evaluation and acceptance
- recordkeepingMaintaining organized documentation
premium · adjuster · profiling · settlement · scoring · refund · exposure · plaintiff · payout · reporting · damages · insurance fraud · red flags · paper trail · actuarial · deductible · chargeback · defendant