moneylending
Charging interest professionally
Moneylending is the practice of lending money at interest.
The term often carries negative connotations, suggesting predatory rates or informal arrangements outside mainstream banking: The family had been in the moneylending business for generations.
A moneylender is someone who engages in this practice.
Extortionate money lending
- pawnbrokerLender against personal property
- borrowerOne who takes temporarily
- creditorOne owed money
- debtorOne who owes
microfinance · microcredit · payday · shylock · loan shark · financier · underwriter · guarantor
Preset standard option
- repaymentGiving back what's owed
- arrearsOverdue financial obligations
- delinquencyCriminal or neglectful behavior
- overduePast expected arrival
indebtedness · dunning · garnishment · bankruptcy · insolvency · foreclosure · collections · writeoff
Measured speed or charge
- compoundCombined into one
- simpleFree of complexity
- APRYearly borrowing cost
- accrualIncremental addition over time
usurious · prime · variable · fixed · capitalization · amortization · yield · spread
Protection from threat
- lienClaim securing debt
- pledgeBinding promise given
- pawnUnwitting tool of another
- mortgageSecured home loan
asset · guaranty · surety · encumbrance · seizure · repossession · forfeiture · secured
Selfish use of others
- predatoryExploiting the vulnerable
- loan sharkingIllegal lending at excessive interest
- extortionObtaining through threats
- gougingExploitative overpricing
reform · regulation · disclosure · consumer protection · redlining · discrimination · transparency · compliance
usury
Extortionate money lending
- pawnbrokerLender against personal property
- borrowerOne who takes temporarily
- creditorOne owed money
debtor · microfinance · microcredit · payday · shylock · loan shark · financier · underwriter · guarantor · cosigner
default
Preset standard option
- repaymentGiving back what's owed
- arrearsOverdue financial obligations
- delinquencyCriminal or neglectful behavior
overdue · indebtedness · dunning · garnishment · bankruptcy · insolvency · foreclosure · collections · writeoff · restructuring
rate
Measured speed or charge
accrual · usurious · prime · variable · fixed · capitalization · amortization · yield · spread · points
security
Protection from threat
mortgage · asset · guaranty · surety · encumbrance · seizure · repossession · forfeiture · secured · unsecured
exploitation
Selfish use of others
- predatoryExploiting the vulnerable
- loan sharkingIllegal lending at excessive interest
- extortionObtaining through threats
gouging · reform · regulation · disclosure · consumer protection · redlining · discrimination · transparency · compliance · ombudsman
- early bankingloans, deposits, interest, credit, ledgers
- Medieval JewryAshkenazi, Sephardim, yeshiva, expulsion, ghetto
- trade goodsgoods, oil, silk, commodities, crude oil
- wealthriches, wealth, fortune, affluence, prosperity
- Jewish HistoryHolocaust, Abraham, Moses, David, Solomon
- Ashkenazi historyAshkenazi, Ashkenazi Jews, shtetl, Yiddish, yeshiva
moneylendingcharitable giving
Donating to help others
philanthropy · donation · gifting · almsgiving · charity
money, lend, lender, lending, monetary, moneymaking, moneys, moneyless, moneymaker