creditor

One expecting payment

A creditor is a person or institution to whom money is owed.

Banks are creditors to borrowers; suppliers are creditors to businesses that buy on account.

In bankruptcy proceedings, creditors line up to recover what they can: The estate was divided among creditors.

The opposite is a debtor.

collections

debtor

One who owes

outstanding · overdue · unpaid · collector · garnishment · repossession · foreclosure · lien · judgment · settlement

lender

loan

Borrowed money repaid later

moneylender · pawnbroker · bank · microfinance · usurer · secured · unsecured · principal · collateral · guarantor

legal

claimant

One asserting entitlement

bankruptcy · insolvency · receivership · liquidation · preferential · subordinated · trustee · discharge · reorganization · administration

accounting

receivable

Awaiting payment

ledger · accrual · provision · allowance · write-down · reconciliation · factoring · remittance

investment

bondholder

One who owns debt securities

yield · convertible · callable

Categories
Opposites
financial role in debt relationship

creditordebtor

One who owes

borrower · obligor · mortgagor · loanee · defaulter

economic power dynamic

creditordebtor

One who owes

borrower · dependent · supplicant · beneficiary

Phrases
Family

credit, discredit, accredit, accredited, creditable, discredited, accreditation, discrediting, creditors

Familiarity
Top 100,000
Profile
Used worldwide · Timeless · Negative · Everyday, not technical · Rated G