credit card
Wallet-thinning rectangle
A credit card is a plastic card issued by a bank or financial institution that allows the holder to borrow money for purchases, to be repaid later with interest if not paid in full.
Unlike a debit card, which draws directly from a bank account, a credit card extends a line of credit: She put the vacation on her credit card.
Credit cards are central to modern consumer finance and online shopping.
Steadiness or amount owed
- interestAttention, stake, or fee
- APRYearly borrowing cost
- minimum paymentLowest acceptable installment amount
- repaymentGiving back what's owed
overdue · delinquency · default · collection · arrears · maxed out · finance charge · late fee
Goods obtained for payment
- checkoutPayment completion process
- paymentFulfilling a financial obligation
- swipeQuick sliding motion
- tapValve controlling liquid flow
contactless · POS · terminal · reader · merchant · retailer · cashier · receipt
Intentional criminal trickery
- identity theftStealing personal data criminally
- PINAuthentication number sequence
- CVVCard verification value
- encryptionConverting data into code
chip · authentication · phishing · skimming · breach · stolen · compromised · dispute
Global payment processor
- MastercardGlobal payment network brand
- American ExpressMajor charge card company
- bankPlace holding deposits
- applicationFormal request document
approval · cosigner · account · statement · billing cycle · grace period · terms · conditions
Capable of being molded
- chipSmall broken-off piece
- magnetic stripeEncoded data band
- embossingRaising designs from surfaces
- expiration dateFinal day of validity
balance
Steadiness or amount owed
- interestAttention, stake, or fee
- APRYearly borrowing cost
- minimum paymentLowest acceptable installment amount
repayment · overdue · delinquency · default · collection · arrears · maxed out · finance charge · late fee · penalty
purchase
Goods obtained for payment
tap · contactless · POS · terminal · reader · merchant · retailer · cashier · receipt · invoice
fraud
Intentional criminal trickery
- identity theftStealing personal data criminally
- PINAuthentication number sequence
- CVVCard verification value
encryption · chip · authentication · phishing · skimming · breach · stolen · compromised · dispute · alert
Visa
Global payment processor
- MastercardGlobal payment network brand
- American ExpressMajor charge card company
- bankPlace holding deposits
application · approval · cosigner · account · statement · billing cycle · grace period · terms · conditions
plastic
Capable of being molded
- chipSmall broken-off piece
- magnetic stripeEncoded data band
- embossingRaising designs from surfaces
cashback
Refund from spending
benefits · redemption · bonus · tier · platinum · gold · premium · sign-up bonus · loyalty · annual bonus
- financesmoney, affluence, cash, bankrupt, income
- shoppingbuying, shopping cart, shop, purchases, sale
- compound nounscoffee table, kitchen table, bus stop, train station, fire truck
- bankingbank, banks, ATM, ATMs, account
- debtdebt, owe, debtor, lender, debt forgiveness
- e-commercecheckout, shopping cart, online shopping, cart, online retail
credit cardcash
Ready spending funds
debit card · prepaid card · money order · cash on delivery · wire transfer
credit cardcash
Ready spending funds
hard currency · coins · paper money · banknotes · cold hard cash
credit cardsavings
Accumulated money kept
equity · debit card · liquid assets · cash · checking account
card, credit, discredit, credits, credited, credo, accredit, creditor, accredited