savings
Money set aside
Savings is money set aside rather than spent, typically accumulated over time for future use: She dipped into her savings to cover the repairs.
A savings account holds deposited money that earns interest.
The singular saving means a reduction in cost or expenditure: The new system represents a significant saving in labor.
Retiree's ongoing benefit
- 401(k)Tax-advantaged retirement savings account
- IRATax-advantaged retirement fund
- RothIRA permitting tax-free withdrawals
- annuityPeriodic fixed payment
nest egg · Social Security · superannuation · golden years · retiree · beneficiary · contribution · employer match
Reserve for unexpected expenses
- rainy dayPrecipitation-filled twenty-four hours
- cushionStuffed fabric for comfort
- stashHidden reserve
- piggy bankCoin-slot savings container
jar · stockpile · cache · buffer · set aside · squirreled away · safety net · fallback
Record of dealings
- depositPlace for safekeeping
- interestAttention, stake, or fee
- balanceSteadiness or amount owed
- withdrawalAct of taking away
statement · passbook · certificate · CD · money market · compound · principal · accrued
Careful use of resources
- budgetingAllocating funds systematically
- economizingReducing expenditures deliberately
- penny-pinchingExtreme reluctance to spend
- couponsRedeemable discount certificates
discounts · deals · bargains · rebates · vouchers · bulk buying · comparison shopping · DIY
Collected works or assets
- stocksOwnership stakes or inventory
- bondsTies that unite
- dividendsProfits paid to shareholders
- securitiesTradeable financial assets
equities · funds · assets · diversification · growth · yield · return · capital gains
Productive without waste
- overheadLocated directly above
- streamliningMaking more aerodynamic or efficient
- optimizationMaximizing efficiency or performance
- automationSelf-operating system design
economies of scale · bulk discount · consolidation · waste reduction
pension
Retiree's ongoing benefit
- 401(k)Tax-advantaged retirement savings account
- IRATax-advantaged retirement fund
- RothIRA permitting tax-free withdrawals
annuity · nest egg · Social Security · superannuation · golden years · retiree · beneficiary · contribution · employer match · vesting
emergency fund
Reserve for unexpected expenses
piggy bank · jar · stockpile · cache · buffer · set aside · squirreled away · safety net · fallback · backup
account
Record of dealings
withdrawal · statement · passbook · certificate · CD · money market · compound · principal · accrued · maturity
thrift
Careful use of resources
- budgetingAllocating funds systematically
- economizingReducing expenditures deliberately
- penny-pinchingExtreme reluctance to spend
coupons · discounts · deals · bargains · rebates · vouchers · bulk buying · comparison shopping · DIY · secondhand
portfolio
Collected works or assets
securities · equities · funds · assets · diversification · growth · yield · return · capital gains · mutual fund
efficiency
Productive without waste
- overheadLocated directly above
- streamliningMaking more aerodynamic or efficient
- optimizationMaximizing efficiency or performance
automation · economies of scale · bulk discount · consolidation · waste reduction
- financesmoney, affluence, cash, bankrupt, income
- Money & Financecurrency, cash, coins, bills, wages
- resourcesresources, money, natural resources, human resources, financial resources
- shoppingbuying, shopping cart, shop, purchases, sale
- assetsproperty, cash, money, investments, bank accounts
- bankingbank, banks, ATM, ATMs, account
savingsspending
Outlaying of funds
expenditure · expenditures · consumption · outlay · outlays
savingsdebt
Money owed another
debts · liabilities · borrowings · loans · obligations
- saving upGradually accumulating funds
- life savingsTotal accumulated personal wealth
- savings accountInterest-bearing bank holding
- saving graceCompensating good quality
- saving faceMaintaining public honor
- life-saving equipmentTools for rescuing people
saving, savings account, savings accounts, savings-bank, savings bank, savings banks