liquid assets
Quickly convertible holdings
Liquid assets are holdings that can be quickly converted to cash without significant loss of value.
Bank deposits, stocks, and government bonds are liquid; real estate and collectibles are not.
The term appears in financial planning and legal contexts: The divorce settlement divided their liquid assets evenly.
Liquidity measures how easily assets flow into usable money.
Medium of exchange
- banknotesPaper currency notes
- coinsMetal money units
- paper moneyCurrency in bill form
- legal tenderOfficially recognized payment medium
bills · notes · greenbacks · petty cash · cash on hand · money orders · traveler's checks · certified checks
Money entering and exiting
- working capitalAssets minus current liabilities
- financial healthState of monetary stability
- creditworthinessAbility to repay debts
- balance sheetAssets-liabilities-equity report
current assets · receivables · financial stability · cash reserves · emergency fund · runway · acid test · solvent
Ownership stakes or inventory
- bondsTies that unite
- ETFsExchange-listed investment baskets
- mutual fundsCollectively managed securities portfolios
- securitiesTradeable financial assets
money market funds · certificates of deposit · blue chips · index funds · equities · government bonds · corporate bonds · brokerage accounts
Capacity for free exchange
- accessibilityEase of approach
- quick accessImmediate availability to something
- fungibilityQuality of being substitutable
- transferabilityCapacity to move between
redeemability · on-demand · unencumbered · negotiability · portability · immediacy · rollover
currency
Medium of exchange
- banknotesPaper currency notes
- coinsMetal money units
- paper moneyCurrency in bill form
bills · legal tender · notes · greenbacks · petty cash · cash on hand · money orders · traveler's checks · certified checks · float
cash flow
Money entering and exiting
- working capitalAssets minus current liabilities
- financial healthState of monetary stability
- creditworthinessAbility to repay debts
balance sheet · current assets · receivables · financial stability · cash reserves · emergency fund · runway · acid test · solvent · going concern
stocks
Ownership stakes or inventory
- bondsTies that unite
- ETFsExchange-listed investment baskets
- mutual fundsCollectively managed securities portfolios
securities · money market funds · certificates of deposit · blue chips · index funds · equities · government bonds · corporate bonds · brokerage accounts
convertibility
Capacity for free exchange
- accessibilityEase of approach
- quick accessImmediate availability to something
- fungibilityQuality of being substitutable
transferability · redeemability · on-demand · unencumbered · negotiability · portability · immediacy · rollover
- financesmoney, affluence, cash, bankrupt, income
- assetsproperty, cash, money, investments, bank accounts
- financebank, CFO, banks, controller, finance
- personal financesavings, income, credit, investments, bills
- reservesreserve, reserves, bank reserves, cash reserves, fuel reserve
- investmentsbonds, stocks, securities, investment, equities
liquid assetsfrozen assets
Legally inaccessible wealth
fixed assets · real estate · real property · land · property
liquid assetsblocked accounts
Restricted access profiles/funds
frozen assets · retirement accounts · pension funds · trust funds · deferred compensation
liquid, asset, liquids, liquefy, liquidate, liquidation, liquify, liquidity, liquefaction