financial institutions
Where loans originate
Financial institutions are organizations that manage money—banks, credit unions, insurance companies, investment firms, and the like.
They serve as intermediaries between savers and borrowers, facilitating the flow of capital through an economy.
The new regulations affected financial institutions of all sizes.
The term often appears in news about economic policy or corporate dealings.
One who counts
- vaultSecure storage chamber
- depositPlace for safekeeping
- withdrawalAct of taking away
- accountRecord of dealings
branch · ATM · cashier · savings account · checking account · wire transfer · safe deposit box · bank statement
Supervision or inadvertent omission
- complianceAdhering to requirements
- solvencyCapacity to pay debts
- stress testingEvaluating capacity under extreme conditions
- Dodd-FrankFinancial regulation legislation
FDIC · SEC · Federal Reserve · central bank · audit · transparency · consumer protection · systemic risk
Collected works or assets
- securitiesTradeable financial assets
- equitiesOwnership stakes in corporations
- mutual fundPooled, managed investment vehicle
- bondBinding tie or connection
dividend · capital gains · stock · shareholder · brokerage · asset management · retirement fund · pension fund
Borrowed money repaid later
- mortgageSecured home loan
- lendingTemporary provision of resources
- creditworthinessAbility to repay debts
- credit scoreNumerical measure of borrower reliability
underwriting · interest rate · debt · collateral · credit line · credit limit · personal loan · credit check
Securities trading marketplace
- tradingExchanging for value
- commoditiesTradeable raw materials
- derivativesThings derived from another
- forexCurrency trading market
capital market · futures · options · IPO · bull market · bear market · liquidity · market maker
Cryptographic linked transaction record
- cryptocurrencyEncrypted decentralized money
- mobile bankingWireless account management service
- digital walletVirtual payment storage
- neobankBranchless digital financial institution
robo-advisor · peer-to-peer lending · crowdfunding · contactless payment · open banking · biometrics · mobile payment · PayPal
One who assumes financial risk
- premiumAdded cost for better
- policyholderOwner of insurance contract
- actuaryFinancial risk analyst
- claimsStatements of truth
reinsurance · Lloyd's of London · life insurance · property insurance · risk pool · beneficiary · coverage · deductible
teller
One who counts
- vaultSecure storage chamber
- depositPlace for safekeeping
- withdrawalAct of taking away
account · branch · ATM · cashier · savings account · checking account · wire transfer · safe deposit box · bank statement · overdraft
oversight
Supervision or inadvertent omission
- complianceAdhering to requirements
- solvencyCapacity to pay debts
- stress testingEvaluating capacity under extreme conditions
Dodd-Frank · FDIC · SEC · Federal Reserve · central bank · audit · transparency · consumer protection · systemic risk · too big to fail
portfolio
Collected works or assets
- securitiesTradeable financial assets
- equitiesOwnership stakes in corporations
- mutual fundPooled, managed investment vehicle
bond · dividend · capital gains · stock · shareholder · brokerage · asset management · retirement fund · pension fund · hedge fund
loan
Borrowed money repaid later
- mortgageSecured home loan
- lendingTemporary provision of resources
- creditworthinessAbility to repay debts
credit score · underwriting · interest rate · debt · collateral · credit line · credit limit · personal loan · credit check · credit bureau
stock exchange
Securities trading marketplace
- tradingExchanging for value
- commoditiesTradeable raw materials
- derivativesThings derived from another
forex · capital market · futures · options · IPO · bull market · bear market · liquidity · market maker · clearing house
blockchain
Cryptographic linked transaction record
- cryptocurrencyEncrypted decentralized money
- mobile bankingWireless account management service
- digital walletVirtual payment storage
neobank · robo-advisor · peer-to-peer lending · crowdfunding · contactless payment · open banking · biometrics · mobile payment · PayPal · Venmo
underwriter
One who assumes financial risk
- premiumAdded cost for better
- policyholderOwner of insurance contract
- actuaryFinancial risk analyst
claims · reinsurance · Lloyd's of London · life insurance · property insurance · risk pool · beneficiary · coverage · deductible · insurer
- economicssupply and demand, inflation, GDP, GNP, gross domestic product
- financebank, CFO, banks, controller, treasurer
- Forex Regulationcurrency reserves, AML, compliance officers
- bankingbank, banks, ATM, ATMs, account
- taxationtax, income tax, sales tax, tax return, tax refund
- banking regulationFDIC, banking oversight, bank audit, bank examiners, bank examiner
financial institutionsmattress money
Cash stored domestically
cash economy · underground economy · cash hoarding · barter systems · shadow banking
financial institutionspeer-to-peer lending
Direct individual-to-individual loans online
direct investment · crowdfunding · cryptocurrency · angel investing · bartering
financial institutionsbarter system
Cashless exchange method
finance, institution, finances, financial, financing, financed, financier, institutional, financially