credit bureau
Debt history tracker
A credit bureau is a company that collects information about individuals' borrowing and payment histories, then sells this data to lenders, landlords, and employers.
The three major U.S. bureaus—Equifax, Experian, and TransUnion—generate credit reports and scores that determine whether you qualify for loans, credit cards, or apartments: I checked my credit bureau report before applying for a mortgage.
Consumer credit monitor
- ExperianCredit reporting company
- TransUnionCredit reporting company
- FICOCreditworthiness rating system
Identity theft notification
- identity theftStealing personal data criminally
- data breachUnauthorized access to protected information
- identity verificationConfirming someone's claimed self
- fraud preventionStopping dishonest financial activity
Numerical creditworthiness assessment
- tradelinesReported borrowing history entries
- payment historyRecord of past transactions
- hard inquiryRecorded credit report access
- soft inquiryCredit check leaving score intact
Verbal clash over differences
- error correctionFixing identified mistakes
- investigationFormal examination of facts
- reinvestigationRenewed official inquiry
- consumer rightsLegal safeguards for purchasers
Equifax
Consumer credit monitor
- ExperianCredit reporting company
- TransUnionCredit reporting company
- FICOCreditworthiness rating system
fraud alert
Identity theft notification
- identity theftStealing personal data criminally
- data breachUnauthorized access to protected information
- identity verificationConfirming someone's claimed self
fraud prevention · suspicious activity · identity protection
FICO score
Numerical creditworthiness assessment
- tradelinesReported borrowing history entries
- payment historyRecord of past transactions
- hard inquiryRecorded credit report access
dispute
Verbal clash over differences
- error correctionFixing identified mistakes
- investigationFormal examination of facts
- reinvestigationRenewed official inquiry
consumer rights · accuracy · documentation · removal · annotation
- bankingbank, banks, ATM, ATMs, account
- personal financesavings, income, investments, bills, auto insurance
- creditcreditworthiness, creditor, FICO, FICO score, microcredit
- bureausFBI, CIA
- Credit ReportsEquifax, Experian, TransUnion, FICO, FICO score
- credit scoresFICO score, creditworthiness, payment history, FICO, Equifax
credit bureauconsumer
One who acquires goods
borrower · debtor · creditor · lender · individual
credit, incredible, credible, bureau, credibility, discredit, incredibly, credentials, credence