savings account

balance

Steadiness or amount owed

• statementExpressed claim or fact
• withdrawalAct of taking away
• depositPlace for safekeeping

passbook · bankbook · routing number · teller · branch · ATM · online banking · mobile banking · minimum balance · overdraft protection

interest

Attention, stake, or fee

• compound interestReturns on reinvested earnings
• APYAnnualized compounded interest rate
• accrualIncremental addition over time

yield · earnings · rate · capitalization · reinvestment · interest-bearing · maturity · dividend · accumulation · variable rate

nest egg

Saved money for later

• rainy day fundMoney saved for emergencies
• emergency fundReserve for unexpected expenses
• retirementLeaving the workforce permanently

down payment · college fund · vacation fund · piggy bank · milestone · future planning · financial cushion · reserve · security blanket

FDIC insurance

Federal protection for bank accounts

• fraud preventionStopping dishonest financial activity
• passwordAuthentication string
• two-factor authenticationIdentity confirmation requiring two proofs

encryption · identity verification · secure login · privacy · PIN · security question · verification code · trusted device · notification

• financesmoney, affluence, cash, bankrupt, income
• bankingbank, banks, ATM, ATMs, accounts
• money managementbudgeting, budget planning, expense tracking, cash flow, financial planning
• personal financeincome, credit, investments, bills, auto insurance
• family financeshousehold income, income, expenses, monthly expenses, bills
• Finance Toolsbudget app, budgeting app, calculator, expense tracker, spreadsheet