peer-to-peer lending
Crowdsourced personal loans
Peer-to-peer lending is borrowing and lending money directly between individuals, typically through online platforms that match borrowers with investors willing to fund their loans.
The model bypasses traditional banks: She got a better rate through peer-to-peer lending than any bank offered.
Lenders earn interest; borrowers often find more flexible terms.
Also called P2P lending or social lending.
- crowdfundingRaising capital from masses
- microfinanceSmall loans for poor entrepreneurs
- money poolJointly contributed funds
- lenderOne who loans money
- interestAttention, stake, or fee
debt · default · loan · personal loan · borrower · credit · student loan · promissory note · bankruptcy · investor · business loan · small business · side hustle · repayment schedule · mutual aid · social capital · strangers · risk assessment
peer-to-peer lendingventure capital
Startup growth financing
private equity · government loans · bootstrapping · IPO · payday lending
lending, peerless, peerage, peering, peered, peerages, peer-to-peer