credit check
Lender's background inquiry
A credit check is a review of someone's financial history to assess their reliability as a borrower.
Lenders, landlords, and employers run credit checks to evaluate risk before extending credit, signing leases, or making hiring decisions.
The apartment complex requires a credit check before approving applications.
A "hard" credit check can temporarily affect your credit score; a "soft" check does not.
- scoreNumerical standing in competition
- FICOCreditworthiness rating system
- reportFormal written findings
- bureauOffice or furniture chest
- inquiryRequest for information
hard pull · approval · denied · lender · debt · history · pull · hard · soft · Equifax · Experian · TransUnion · application · loan · mortgage · screening · rating · worthiness
- creditcreditworthiness, creditworthy, FICO, FICO score, microcredit
- Auto Financingzero percent APR, down payment, monthly payments, loan terms, interest rates
- credit termsloans, installment loan, monthly payment, interest rate, installments
- hiring testspre-employment test, skills assessment, skill assessment, drug screening, employment verification
- Verification Stepsaudit, signature verification, fraud detection, due diligence, authentication
- background checkscriminal record, criminal records, employment verification, drug test, drug testing
credit checkblind trust
Complete unquestioning confidence
unconditional acceptance · no questions asked · handshake deal · honor system · open account
credit checkcharacter reference
Endorsement of someone's integrity
employment verification · identity verification · security clearance · background check · drug screening
credit, check, credits, credited, crediting, creditor, creditors, creditable, accredit