FICO score
Lender's risk metric
A FICO score is a credit score calculated by the Fair Isaac Corporation, used by lenders to assess a borrower's creditworthiness.
Scores range from 300 to 850, with higher numbers indicating lower risk.
The score weighs payment history, amounts owed, length of credit history, and other factors.
Her FICO score qualified her for the best mortgage rates.
- creditRecognition or payment deferral
- credit checkExamination of payment history
- bureauOffice or furniture chest
- ExperianCredit reporting company
- EquifaxConsumer credit monitor
TransUnion · lending · mortgage · approval · debt · borrowing · interest · interest rate · rate · creditworthy · good standing · report · history · payment history · payment · credit card · delinquent · default
- personal financesavings, income, credit, investments, bills
- creditcredit card, credit limit, credit cards, credit report, credit line
- Credit Reportscredit report, credit reports, credit bureau, credit bureaus, credit history
- credit scorescredit report, credit history, credit bureau, credit rating, credit check
- credit ratingsAAA, AA, A, BBB, B
- credit riskcredit rating, creditworthiness, loan default, credit analysis, delinquency
creditworthiness indicator type
FICO scoreincome verification
Confirming stated financial earnings
character reference · employment verification · social credit · cash flow analysis