creditworthy

Qualified for borrowing

Creditworthy describes someone or something considered a safe bet for lending—likely to repay debts.

Banks assess whether borrowers are creditworthy before approving loans.

The judgment weighs income, assets, and payment history: Her steady employment made her creditworthy.

A creditworthy nation can borrow at lower interest rates.

character

trustworthy

Worthy of confidence

dependableWorthy of trust
reliableConsistently performing as expected
responsibleObligated to answer for actions

reputable · honest · integrity · principled · conscientious · steadfast · accountable · upstanding · honorable · stable

financial

loan

Borrowed money repaid later

ratingAssigned evaluative score
lendingTemporary provision of resources
borrowerOne who takes temporarily

underwriting · collateral · repayment · debt-to-income · default · risk · affordability · mortgage · preapproval · lender

solvent

debt-free

Without financial obligations

liquidityConvertibility to cash
assetsOwned items of value
liabilitiesAmounts owed to others

equity · reserves · solvent

Categories

financesmoney, affluence, cash, bankrupt, income
financial termswealth, asset, currency, balance sheet, audit
creditFICO, FICO score, microcredit, subprime, subprime lending
business adjectivescommercial, corporate, economic, financial, fiscal
credit scoresFICO score, payment history, FICO, Equifax, TransUnion
financial healthfinancial health, fiscal health, solvent, insolvent, insolvency

Opposites

financial reliability

creditworthyuncreditworthy

Poor lending risk

high-risk · insolvent · bankrupt · bad credit · subprime

general trustworthiness

creditworthyuntrustworthy

Not deserving of confidence

unreliable · undependable · irresponsible · undeserving · dishonest

Family

creditworthiness

Familiarity: Top 200,000
Profile: Used worldwide · Timeless · Abstract · Rated G