credit reports
Lending risk summaries
Credit reports are documents detailing an individual's borrowing history, payment patterns, and outstanding debts.
Lenders, landlords, and employers use them to assess financial reliability.
The three major credit bureaus—Equifax, Experian, and TransUnion—compile these reports, which form the basis for credit scores.
She checked her credit report before applying for a mortgage.
- lendersThose who provide loans
- debtMoney owed another
- creditworthinessAbility to repay debts
- loansBorrowed money arrangements
- bankruptcyLegal status when insolvent
rating · identity theft · consumer protection laws · delinquency · financial literacy · interest rates · repayment plans · debt management · TransUnion · Experian · Equifax · secured loans · FICO · payment history · late payment · adjustable-rate mortgages · mortgage lenders · hard inquiry
- mortgagesfixed-rate mortgage, mortgage broker, adjustable-rate mortgage, mortgage payment, mortgage insurance
- bankingbank, banks, ATM, ATMs, account
- personal financesavings, income, investments, bills, auto insurance
- Consumer Financedebit cards, savings, checking, loans, mortgages
- creditcreditworthiness, creditworthy, FICO, FICO score, microcredit
- business datafinancial data, business intelligence, market research, company profiles, market trends
credit reportsbank statements
Records of account transactions
income statements · tax returns · pay stubs · investment portfolios · balance sheets
credit reportsliquid assets
Easily convertible wealth
collateral · cash reserves · character references · income verification · employment history
credit, reports, credits, credited, crediting, creditor, creditors, credible, incredible