credit rating

Financial trustworthiness grade

A credit rating is an assessment of how likely a borrower is to repay debts.

For individuals, it's a numerical score based on payment history, outstanding debt, and credit history length: Her credit rating dropped after she missed several payments.

For companies and governments, agencies like Moody's or Standard & Poor's assign letter grades indicating default risk.

A strong credit rating means lower interest rates on loans.

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triple A · junk bond · upgrade · interest rates · consumer debt · bond market · risk assessment · debt ceiling · underwriting · bond · municipal bonds · lender · loan · repayment · financial · mortgage · borrower · score

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Opposites
financial assessment quality

credit ratingbad credit

poor credit · insolvency · bankruptcy · credit risk · subprime

financial metric type

credit ratingbank balance

Sum in your account

cash on hand · net worth · liquid assets · account balance · savings

financial standing indicators

credit ratingbankruptcy

Legal status when insolvent

insolvency · default · financial ruin · foreclosure · repossession

Family

credit, incredible, rating, creed, credible, discredit, credo, incredulous, accredit

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