TransUnion
Major credit agency
TransUnion is one of the three major credit bureaus in the United States, alongside Equifax and Experian.
These agencies collect financial data on consumers—payment history, outstanding debts, credit inquiries—and compile it into credit reports that lenders use to assess creditworthiness: I pulled my TransUnion report before applying for a mortgage.
Record of borrowing behavior
- credit scoreNumerical measure of borrower reliability
- credit bureauTracks borrowing history
- EquifaxConsumer credit monitor
- ExperianCredit reporting company
credit monitoring · credit freeze · credit history · FICO score · creditworthiness · dispute resolution · credit counseling · consumer rights
Systematic examination of datasets
- fraud detectionUncovering deceptive schemes
- identity verificationConfirming someone's claimed self
- data breachUnauthorized access to protected information
- data securityProtection of stored information
Secured home loan
- loansBorrowed money arrangements
- underwritingRisk evaluation and acceptance
- risk assessmentEvaluating likelihood of harm
- lendersThose who provide loans
borrowers · loan approval · mortgage rates · interest rates · debt · bankruptcy · financial services · prequalification
credit report
Record of borrowing behavior
- credit scoreNumerical measure of borrower reliability
- credit bureauTracks borrowing history
- EquifaxConsumer credit monitor
Experian · credit monitoring · credit freeze · credit history · FICO score · creditworthiness · dispute resolution · credit counseling · consumer rights · fraud alert
analytics
Systematic examination of datasets
- fraud detectionUncovering deceptive schemes
- identity verificationConfirming someone's claimed self
- data breachUnauthorized access to protected information
mortgage
Secured home loan
- loansBorrowed money arrangements
- underwritingRisk evaluation and acceptance
- risk assessmentEvaluating likelihood of harm
lenders · borrowers · loan approval · mortgage rates · interest rates · debt · bankruptcy · financial services · prequalification · debt-to-income
- Credit Reportscredit report, credit reports, credit score, credit scores, credit bureau
- credit scorescredit score, credit report, credit history, credit bureau, FICO score
- data companiesPalantir, Snowflake, Tableau, SAS, Looker
- fintechfintech, mobile banking, digital wallet, mobile payment, digital wallets
- Research FirmsGallup, Nielsen, Pew Research, Monmouth, YouGov
TransUnionlender
One who loans money
creditor · mortgage lender · borrower · consumer · bank
union, transaction, transact, trans, transactional, transacting, transacted, transnational, transacts