excellent credit
Top borrower rating
Excellent credit describes the highest tier of creditworthiness, typically a credit score above 750 or 800 depending on the scoring model.
Lenders offer their best interest rates and terms to borrowers with excellent credit: With her excellent credit, she qualified for the lowest mortgage rate available.
The threshold varies by institution, but excellent credit generally reflects a long history of on-time payments and low debt utilization.
- high scoreMaximum points achieved
- FICOCreditworthiness rating system
- 750Seven hundred fifty
- 800Three-digit round number
- top tierHighest rank possible
good standing · approval · loan · mortgage · prime rate · interest rate · zero percent APR · trustworthy · reliable · borrower · financial responsibility · low interest · preapproved · creditworthy · low risk · sterling · impeccable · spotless
- financesmoney, affluence, cash, bankrupt, income
- credit scoresFICO score, creditworthiness, payment history, FICO, Equifax
- credit ratingsAAA, AA, A, BBB, B
excellent creditpoor credit
Low borrowing trustworthiness
bad credit · subprime · uncreditworthy · nonprime · no credit
excellent creditfinancial ruin
Complete loss of wealth
bankruptcy · defaulted · delinquent · insolvent · credit risk
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