cash reserves
Money set aside
Cash reserves are liquid assets—typically currency or funds in bank accounts—that an individual, business, or institution keeps available for immediate use.
Companies maintain cash reserves to cover unexpected expenses, weather economic downturns, or seize opportunities without borrowing: The company's cash reserves allowed it to acquire a struggling competitor.
For individuals, cash reserves provide a financial cushion against emergencies.
- rainy day fundMoney saved for emergencies
- emergency fundReserve for unexpected expenses
- financial cushionReserve funds for hardship
- liquidityConvertibility to cash
- solvencyCapacity to pay debts
operating expenses · nest egg · payroll management · savings · war chest · capital allocation · liquid assets · dry powder · interest rates · money market funds · contingency planning · retained earnings · slush fund · budgeting · debt servicing · savings accounts · bank account · safety net
- Financial Reservesreserve fund, retained earnings, contingency fund, emergency funds, reserve funds
- assetsproperty, money, investments, bank accounts, savings
- bankingbank, banks, ATM, ATMs, account
- money managementsaving, savings, budgeting, budget planning, expense tracking
- personal financesavings, income, credit, investments, bills
- bank vaultvault door, safe deposit box, safe-deposit box, safety deposit box, strongroom
cash reservesfixed assets
Lasting business property
long-term investments · real estate holdings · infrastructure investments · property · capital equipment
cash reservesdebt
Money owed another
liabilities · accounts payable · deficit · financial obligations · insolvency