lenders
Banks and pawnbrokers
Lenders are people or institutions that provide money to borrowers, expecting repayment with interest.
Banks are the most common lenders, but the term covers mortgage companies, credit unions, payday loan operations, and individuals who loan money: The lenders approved her application.
In financial contexts, lender often appears with borrower as its natural pair.
Scheduled compensation date
- pawnbrokersLenders securing personal property
- peer-to-peerServerless network architecture
- crowdfundingRaising capital from masses
- marketplaceVenue for commerce
fintech · online · installment · cash advance · hard money · subprime · predatory · loan sharks
Financial institutions or riversides
- credit unionsMember-owned financial cooperatives
- building societiesMutual home-loan institutions
- microfinanceSmall loans for poor entrepreneurs
- community developmentOrganized local betterment efforts
Secured home loan
- loanBorrowed money repaid later
- borrowerOne who takes temporarily
- creditRecognition or payment deferral
- interestAttention, stake, or fee
principal · repayment · default · approval · collateral · underwriting · refinance · prequalification
U.S. mortgage insurance agency
- VAVeterans' federal department
- USDAFederal agriculture bureau
- Fannie MaeFederal mortgage corporation
- Freddie MacSecondary mortgage market corporation
Sallie Mae · federal · subsidized · guaranteed · insured · conforming · agency · export-import
Private early-stage business backers
- mezzanineIntermediate story between floors
- private equityCapital for unlisted companies
- syndicateCombined group pursuing shared interest
- institutional investorsOrganizations investing pooled funds
payday
Scheduled compensation date
- pawnbrokersLenders securing personal property
- peer-to-peerServerless network architecture
- crowdfundingRaising capital from masses
marketplace · fintech · online · installment · cash advance · hard money · subprime · predatory · loan sharks · usury
banks
Financial institutions or riversides
- credit unionsMember-owned financial cooperatives
- building societiesMutual home-loan institutions
- microfinanceSmall loans for poor entrepreneurs
community development · commercial banks · thrifts · retail banks · correspondent
mortgage
Secured home loan
- loanBorrowed money repaid later
- borrowerOne who takes temporarily
- creditRecognition or payment deferral
interest · principal · repayment · default · approval · collateral · underwriting · refinance · prequalification · origination
FHA
U.S. mortgage insurance agency
- VAVeterans' federal department
- USDAFederal agriculture bureau
- Fannie MaeFederal mortgage corporation
Freddie Mac · Sallie Mae · federal · subsidized · guaranteed · insured · conforming · agency · export-import · housing finance
angel investors
Private early-stage business backers
- mezzanineIntermediate story between floors
- private equityCapital for unlisted companies
- syndicateCombined group pursuing shared interest
institutional investors · hedge funds · asset-based · factoring
- creditorsmoneylenders, banks, credit unions, bondholders, mortgage holders
- lendersbanks, commercial banks, savings banks, retail banks, community banks
- financebank, CFO, banks, controller, finance
- service providersdoctors, nurses, phone company, hospitals, tax preparer
- lendingborrower, approval, bank loan, loan sharks, loan
- mortgagesfixed-rate mortgage, mortgage broker, adjustable-rate mortgage, mortgage payment, mortgage insurance
lendersborrowers
Those receiving loans
debtors · mortgagors · defaulters · grantees · bankrupts
- money lenderOne who loans funds
- mortgage lendersCompanies offering property loans
- payday lenderHigh-interest short-term creditor
- online lenderDigital loan service
- private lenderNon-institutional loan provider
- subprime lenderLoans to risky borrowers