hard pull
Strong sustained tug
A hard pull is a credit inquiry that appears on your credit report and may temporarily lower your credit score.
Lenders perform hard pulls when you apply for credit cards, mortgages, or loans—they're checking whether you're creditworthy.
Multiple hard pulls in a short period can signal financial desperation to creditors.
Contrast with a soft pull, which doesn't affect your score.
- tugShort forceful pull
- yankQuick, forceful pull
- tug of warTeams pull rope opposite ways
- strainExcessive stretching force
- creditRecognition or payment deferral
inquiry · score · drag · heave · wrench · leverage · mortgage · interest rate · loan · application · effort · grip · tension · force · muscle · arm strength · haul · lender
- credit cardscredit card, loyalty card, cardholder, cashback offers, card number
- hardshipsadversity, struggle, misfortune, difficulties, ordeal
- Credit Reportscredit report, credit reports, credit score, credit scores, credit bureau
- credit scorescredit score, credit report, credit history, credit bureau, FICO score
- creditcredit card, credit score, credit limit, credit cards, credit scores