zero percent APR
No borrowing cost
Zero percent APR is a promotional financing offer where no interest accrues on a balance for a set period—typically on credit cards, auto loans, or retail purchases.
The APR (annual percentage rate) temporarily drops to nothing, making large purchases more affordable if paid off before the promotional period ends: I got zero percent APR for eighteen months on the new refrigerator.
After the introductory period, standard interest rates apply, often retroactively if balances remain.
- interest-freeNo added cost for borrowing
- financingProviding capital for purchases
- promotionalRelated to marketing efforts
- credit cardBorrowed-funds payment tool
- loanBorrowed money repaid later
no money down · dealership · balance transfer · introductory · monthly payments · approval · debt · borrowing · car buying · fine print · expiration · deferred · credit application · credit score · signing · terms · offer · incentive
- credit cardscredit card, loyalty card, cardholder, cashback offers, card number
- Auto Financingdown payment, monthly payments, loan terms, interest rates, credit check
- advertisingad, ads, ad campaign, ad campaigns, advertising campaign
- creditcredit card, credit score, credit limit, credit cards, credit scores
zero percent APRexorbitant interest
Excessive borrowing fees
default rate · variable rate · market rate · adjustable rate
zero percent APRloan sharking
Illegal lending at excessive interest
predatory lending · payday loan · title loan · usury · subprime lending
zero, percent, zeros, zeroed, zeroing, percentage, percentages, cent