preexisting condition
Already-present health issue
A preexisting condition is a health problem or illness that someone already has before obtaining new health insurance coverage.
The term became politically charged in debates over whether insurers could deny coverage or charge higher premiums based on such conditions.
Her diabetes was considered a preexisting condition by the new insurer.
The phrase occasionally extends beyond healthcare to describe any prior circumstance that complicates a new situation.
Identification of illness
- symptomIndicator of disease
- illnessState of poor health
- diseaseDisorder impairing normal function
- disorderAbsence of organization
comorbidity · medical history · chronic illness · genetic predisposition · ailment · pathology · affliction · malady
Innate tendency toward something
- susceptibilityLiability to influence
- probabilityQuantified chance of occurrence
- likelihoodChance something will occur
- exposureState of being unprotected
family history · genetic marker · risk factor · screening · vulnerability · health risk assessment
Risk evaluation and acceptance
- exclusionsThings deliberately left out
- coverageExtent of inclusion
- policyAdopted principle of action
- premiumsPayments for insurance coverage
deductibles · eligibility · enrollment · waiting period · insurability · limitations · denial · risk pool
Designated benefits signup window
- health planOrganized healthcare financing scheme
- provider networkContracted healthcare participants
- marketplaceVenue for commerce
- exchangeMutual giving and receiving
mandate · nondiscrimination · access · continuity of care · COBRA · employer-sponsored
Lasting extended period
- persistentContinuing despite difficulty
- ongoingIn progress now
- lifelongLasting entire existence
- recurringHappening repeatedly over time
relapsing · managed · controlled · stable · flare-up · remission · maintenance · treatment plan
diagnosis
Identification of illness
disorder · comorbidity · medical history · chronic illness · genetic predisposition · ailment · pathology · affliction · malady · asthma
predisposition
Innate tendency toward something
- susceptibilityLiability to influence
- probabilityQuantified chance of occurrence
- likelihoodChance something will occur
exposure · family history · genetic marker · risk factor · screening · vulnerability · health risk assessment
underwriting
Risk evaluation and acceptance
- exclusionsThings deliberately left out
- coverageExtent of inclusion
- policyAdopted principle of action
premiums · deductibles · eligibility · enrollment · waiting period · insurability · limitations · denial · risk pool · rescission
open enrollment
Designated benefits signup window
- health planOrganized healthcare financing scheme
- provider networkContracted healthcare participants
- marketplaceVenue for commerce
exchange · mandate · nondiscrimination · access · continuity of care · COBRA · employer-sponsored
long-term
Lasting extended period
- persistentContinuing despite difficulty
- ongoingIn progress now
- lifelongLasting entire existence
recurring · relapsing · managed · controlled · stable · flare-up · remission · maintenance · treatment plan · monitoring
- health insurancepremium, deductible, copay, coverage, health insurance card
- legal causationcausal chain, direct cause, sine qua non, indirect cause, causal link
- healthcaredoctors, nurses, hospitals, hospital, clinic
- insuranceinsurance, coverage, auto insurance, life insurance, home insurance
- US Healthcaredoctors, nurses, hospitals, clinics, pharmacy
- workers' compworkers' comp, injured worker, injury claim, workplace accident, disability benefits
exist, existing, condition, preexist, preexisted, preexisting, exists, existed, existence