financial advisors
Wealth planning professionals
Financial advisors are professionals who help clients manage money—offering guidance on investments, retirement planning, insurance, taxes, and estate planning.
The term covers a range of credentials and compensation structures, from fee-only fiduciaries to commission-based salespeople: We hired a financial advisor before retirement.
Also spelled financial advisers.
Advice for decisions
- consultationMeeting seeking expert guidance
- recommendationsProposed courses of action
- portfolio managementOverseeing investment holdings strategically
- wealth managementOverseeing affluent clients' finances
tax planning · estate planning · retirement planning · risk assessment · asset allocation · strategy · counseling · personalization
Ownership stakes or inventory
- bondsTies that unite
- mutual fundsCollectively managed securities portfolios
- portfolioCollected works or assets
- securitiesTradeable financial assets
equities · index funds · ETFs · commodities · dividends · capital gains · asset allocation · market analysis
Agent bound by loyalty
- certificationAttestation of qualification
- CFPFinancial planning certification
- CFAInvestment management credential
- complianceAdhering to requirements
licensure · regulation · ethics · accreditation · fee structure · broker-dealer · continuing education · professional standards
Agent bound by loyalty
- integrityMoral soundness and consistency
- transparencyState of being see-through
- ethicalConforming to moral principles
- reliableConsistently performing as expected
reputable · credible · conflict of interest · disclosure · accountability · impartial · confidentiality · suitability
Retiree's ongoing benefit
- 401(k)Tax-advantaged retirement savings account
- IRATax-advantaged retirement fund
- Roth IRATax-advantaged retirement account
- superannuationRetirement savings scheme
annuity · nest egg · Social Security · golden years · Medicare · longevity · estate planning · inheritance
Allocating funds systematically
- goalsIntended end results
- savingsAccumulated money kept
- cashflowNet money movement
- projectionsEstimates extending forward
timeline · milestones · prioritization · action plan · net worth · debt management · emergency fund · college savings
guidance
Advice for decisions
- consultationMeeting seeking expert guidance
- recommendationsProposed courses of action
- portfolio managementOverseeing investment holdings strategically
wealth management · tax planning · estate planning · retirement planning · risk assessment · asset allocation · strategy · counseling · personalization · forecasting
stocks
Ownership stakes or inventory
- bondsTies that unite
- mutual fundsCollectively managed securities portfolios
- portfolioCollected works or assets
securities · equities · index funds · ETFs · commodities · dividends · capital gains · asset allocation · market analysis · risk management
fiduciary
Agent bound by loyalty
- certificationAttestation of qualification
- CFPFinancial planning certification
- CFAInvestment management credential
compliance · licensure · regulation · ethics · accreditation · fee structure · broker-dealer · continuing education · professional standards · FINRA
fiduciary
Agent bound by loyalty
- integrityMoral soundness and consistency
- transparencyState of being see-through
- ethicalConforming to moral principles
reliable · reputable · credible · conflict of interest · disclosure · accountability · impartial · confidentiality · suitability · best interest
pension
Retiree's ongoing benefit
- 401(k)Tax-advantaged retirement savings account
- IRATax-advantaged retirement fund
- Roth IRATax-advantaged retirement account
superannuation · annuity · nest egg · Social Security · golden years · Medicare · longevity · estate planning · inheritance · decumulation
budgeting
Allocating funds systematically
projections · timeline · milestones · prioritization · action plan · net worth · debt management · emergency fund · college savings · life stages
- financebank, CFO, banks, controller, treasurer
- investingstocks, stock, bonds, investing, investor
- finance prosinvestment bankers, stockbrokers, stock brokers, traders, brokers
- insurance company employeesagents, insurance agents, brokers, insurance brokers, adjusters
- retirementretirement, retire, retirement age, retirees, retirement income
- Banking servicesloans, mortgages, credit cards, savings accounts, checking accounts
financial advisorsspendthrifts
Habitual money wasters
day traders · impulse buyers · profligates · speculators · debtors
financial advisorscon artists
People who cheat others
scammers · fraudsters · loan sharks · swindlers · grifters
advice, advise, finance, advisor, financial, adviser, financing, financed, advisory