disintermediation
Removing the broker
Disintermediation is the removal of intermediaries from a transaction or process.
Banks face disintermediation when depositors invest directly in securities rather than keeping funds in savings accounts.
The internet enabled widespread disintermediation by connecting buyers directly to sellers: Airbnb disintermediated the hotel industry.
The term appears most often in finance and technology discussions about cutting out the middleman.
Route that skirts obstacles
- eliminationAct of removing entirely
- removalAct of taking away
- streamliningMaking more aerodynamic or efficient
- simplificationMaking something less complex
Cryptographic linked transaction record
- crowdfundingRaising capital from masses
- fintechTech-driven monetary services
- robo-advisorsAutomated investment management platforms
- neobanksBranchless digital financial institutions
cryptocurrency · tokenization · securities · microfinance · syndication
Selling without retail intermediaries
- e-commerceInternet-based buying and selling
- marketplaceVenue for commerce
- dropshippingSelling goods you never handle
- print-on-demandProduction upon order placement
Shopify · Amazon · Etsy · Alibaba · farm-to-table
Cryptographic linked transaction record
- nodesPoints of connection
- cryptographyScience of secure messaging
- interoperabilityCross-platform functional harmony
- open-sourceFreely viewable, editable code
Real-time digital delivery
- self-publishingReleasing work without publishers
- podcastingCreating serialized audio content
- YouTubeVideo-sharing website
- PatreonRecurring fan funding platform
influencers · Spotify · Netflix · TikTok · content-creators · blogging · Bandcamp · SoundCloud
bypass
Route that skirts obstacles
- eliminationAct of removing entirely
- removalAct of taking away
- streamliningMaking more aerodynamic or efficient
blockchain
Cryptographic linked transaction record
- crowdfundingRaising capital from masses
- fintechTech-driven monetary services
- robo-advisorsAutomated investment management platforms
neobanks · cryptocurrency · tokenization · securities · microfinance · syndication
direct-to-consumer
Selling without retail intermediaries
- e-commerceInternet-based buying and selling
- marketplaceVenue for commerce
- dropshippingSelling goods you never handle
print-on-demand · Shopify · Amazon · Etsy · Alibaba · farm-to-table
blockchain
Cryptographic linked transaction record
- nodesPoints of connection
- cryptographyScience of secure messaging
- interoperabilityCross-platform functional harmony
open-source · torrents · Web3
streaming
Real-time digital delivery
- self-publishingReleasing work without publishers
- podcastingCreating serialized audio content
- YouTubeVideo-sharing website
Patreon · influencers · Spotify · Netflix · TikTok · content-creators · blogging · Bandcamp · SoundCloud
- decentralizationdecentralized, distribute, spread, disperse, scatter
- Disruptiondisruption, creative destruction, paradigm shift, innovation hub, startups
- alternative financecrowdfunding, microfinance, microlending, peer-to-peer lending, DeFi
- market shiftsboom, bust, collapse, contraction, correction
- Platform Economymarketplace, network effects, gig economy, digital marketplaces, sharing economy
disintermediationintermediation
Facilitating between two parties
brokerage · mediation · wholesaling · dealer networks · aggregation
media, immediate, median, mediate, mediation, intermediate, intermediary, medial, immediacy