moneylenders
They charge interest
Moneylenders are people or institutions that lend money at interest.
The term often carries negative connotations, suggesting predatory lending practices or exorbitant rates: Jesus drove the moneylenders from the temple.
In modern usage, it may describe payday loan operations or informal lenders operating outside mainstream banking.
Lender against personal property
- usurerLender demanding excessive interest
- loan sharkIllegal high-interest moneylender
- bankerMoney institution employee
- mortgageeHolder of property lien
microfinance · shylock · factor · credit union · building society
Extortionate money lending
- extortionateUnreasonably high in cost
- gougingExploitative overpricing
- profiteeringExploiting scarcity for gain
- exploitationSelfish use of others
vig · juice · vigorish · exorbitant rates · debt trap · debt bondage · rack-renting · bloodsucker
Borrowed money repaid later
- advanceMove or progress forward
- creditRecognition or payment deferral
- mortgageSecured home loan
- payday loanHigh-interest short-term borrowing
microloan · bridge loan · personal loan · secured loan · unsecured loan · term · installment plan · refinancing
One who takes temporarily
- repaymentGiving back what's owed
- defaultPreset standard option
- arrearsOverdue financial obligations
- principalChief school administrator
collateral · security · foreclosure · lien · collection · dunning · garnishment · delinquency
Attention, stake, or fee
- rateMeasured speed or charge
- APRYearly borrowing cost
- compoundCombined into one
- simple interestInterest on principal alone
accrual · yield · points · variable rate · fixed rate · prime rate · percentage · calculation
pawnbroker
Lender against personal property
- usurerLender demanding excessive interest
- loan sharkIllegal high-interest moneylender
- bankerMoney institution employee
mortgagee · microfinance · shylock · factor · credit union · building society
usury
Extortionate money lending
- extortionateUnreasonably high in cost
- gougingExploitative overpricing
- profiteeringExploiting scarcity for gain
exploitation · vig · juice · vigorish · exorbitant rates · debt trap · debt bondage · rack-renting · bloodsucker · leech
loan
Borrowed money repaid later
payday loan · microloan · bridge loan · personal loan · secured loan · unsecured loan · term · installment plan · refinancing · disbursement
borrower
One who takes temporarily
principal · collateral · security · foreclosure · lien · collection · dunning · garnishment · delinquency · recovery
interest
Attention, stake, or fee
simple interest · accrual · yield · points · variable rate · fixed rate · prime rate · percentage · calculation · accumulation
- medieval economyfiefs, manors, serfs, vassals, lords
- creditorsbanks, credit unions, bondholders, mortgage holders, loan sharks
- early bankingloans, deposits, interest, credit, ledgers
- premodern economiesbarter, barter system, manorialism, manor system, feudalism
- Italian JewsVenice ghetto
- backerssupporters, backers, sponsors, patrons, funders
moneylendersborrowers
Those receiving loans
debtors · mortgagees · creditors · clients
moneylendersphilanthropists
Generous supporters of good causes
benefactors · almsgivers · patrons · credit unions · donors