insufficient funds
Balance too low
Insufficient funds is a banking term indicating an account lacks enough money to cover a requested transaction.
Checks bounce and card payments decline when there are insufficient funds.
Banks typically charge fees for this: I got hit with a $35 insufficient funds fee.
The abbreviation NSF (non-sufficient funds) appears on returned checks.
Spending past zero
- bounced checkDraft returned for insufficient funds
- NSFInadequate balance indicator
- accountRecord of dealings
- balanceSteadiness or amount owed
withdrawal · transaction · deposit · clearance · debit · statement · reconciliation · overdrawn
Overdue financial obligations
- defaultPreset standard option
- delinquencyCriminal or neglectful behavior
- unpaidNot yet compensated
- collectionGathered set of items
creditor · liability · owing · balance due · past due · repayment · indebtedness · obligation
Difficulty meeting monetary obligations
- budgetPlan for spending
- shortageDeficient supply of necessities
- shortfallFailure to reach quota
- cash flowMoney entering and exiting
paycheck to paycheck · emergency · struggle · scarcity · broke · strapped · pinched · stretched thin
Payment for service
- penaltyPunishment for wrongdoing
- surchargeExtra fee added
- declinedRefused or diminished
- rejectedRefused or turned away
returned · denial · dishonor · reversal · late fee · service charge · resubmission · chargeback
overdraft
Spending past zero
- bounced checkDraft returned for insufficient funds
- NSFInadequate balance indicator
- accountRecord of dealings
balance · withdrawal · transaction · deposit · clearance · debit · statement · reconciliation · overdrawn · teller
arrears
Overdue financial obligations
- defaultPreset standard option
- delinquencyCriminal or neglectful behavior
- unpaidNot yet compensated
collection · creditor · liability · owing · balance due · past due · repayment · indebtedness · obligation · nonpayment
financial strain
Difficulty meeting monetary obligations
cash flow · paycheck to paycheck · emergency · struggle · scarcity · broke · strapped · pinched · stretched thin · making ends meet
fee
Payment for service
rejected · returned · denial · dishonor · reversal · late fee · service charge · resubmission · chargeback · credit damage
- ATM errorscard jam, declined, timeout, daily limit, cash shortage
- debit cardsPIN number, contactless, card number, expiration date, CVV
- check termsstop payment, bounced check, dishonored check, voiding, invalidation
- Payment Problemsunderpayment, shortfall, bounced check, NSF, bad check
- check fraudforged signature, forged signatures, forgery, counterfeit checks, fake checks
- shortcomingsinadequate, lacking, inferior, subpar, poor
insufficient fundsin the black
Operating at profit
solvent · deep pockets · surplus funds · liquid · cash on hand
insufficient fundscredit balance
Amount owed to holder
surplus · available balance · good standing · cash on hand · working capital
insufficient fundsovercapitalized
Excessive equity for operations
solvent · liquid · capitalized · bankable · creditworthy
funds, efficiency, efficient, refund, sufficient, proficient, deficiency, suffice, insufficient