available balance
Money you can use
Available balance is the amount in a bank account that can be spent or withdrawn immediately.
It differs from the total or current balance because it excludes pending transactions, holds, or uncollected deposits: My available balance is lower because that check hasn't cleared yet.
ATMs and card transactions check against available balance, not total balance.
- fundsAvailable financial resources
- bank accountFinancial storage for funds
- checkingAct of verification
- checking accountBank deposit for transactions
- savingsAccumulated money kept
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- bankingbank, banks, ATM, ATMs, account
- ATMsATM, ATMs, ATM machine, cash machine, cash machines
- reservesreserve, reserves, bank reserves, cash reserves, fuel reserve
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