Roth

Retirement account type

Roth appears most often in "Roth IRA" and "Roth 401(k)"—retirement accounts named after Senator William Roth, who sponsored the legislation creating them.

The defining feature is that contributions are taxed upfront, but withdrawals in retirement are tax-free: Should I put this in a traditional IRA or a Roth?

Roth is also a common surname of German origin.

literary

Philip

Horse-loving name origin

Zuckerman · Pulitzer · Newark · Jewish-American · postwar · satire · identity · sexuality · mortality · Nathan

financial

IRA

Tax-advantaged retirement fund

  • 401kEmployer-sponsored retirement savings
  • retirementLeaving the workforce permanently
  • tax-freeExempt from duties

contribution · conversion · traditional · earnings · withdrawal · rollover · distribution · eligibility · beneficiary · backdoor

surname

genealogy

Study of family descent

Jewish · Ashkenazi · Tim · Eli · heritage · bloodline · descent · kinship · clan · forebears

Categories
Opposites
tax treatment timing

Rothtraditional IRA

Tax-deferred retirement account

traditional · pre-tax · tax-deferred · 401(k) · deferred compensation

tax advantage vs. no advantage

Rothbrokerage account

Securities holding arrangement

Phrases
Family

rot

Familiarity
Top 500,000
Profile
Mostly American · Timeless · Concrete · Everyday, not technical · Rated G