reserve fund
Savings for emergencies
A reserve fund is money set aside for future needs or emergencies.
Organizations maintain reserve funds to cover unexpected expenses, capital improvements, or periods of reduced income.
Homeowners associations collect reserve funds for major repairs: The reserve fund covered the new roof.
The term implies deliberate accumulation rather than leftover surplus.
Accumulated money kept
- nest eggSaved money for later
- set-asideReserved for future use
- earmarkingAllocating for specific purpose
- allocationDistribution of shares
stockpile · stash · kitty · pool · pot · war chest · hoard · piggy bank
Serious sudden danger
- safety netProtection against failure
- bufferProtective intermediate space
- cushionStuffed fabric for comfort
- fallbackAlternative if primary fails
backup · liquidity · precaution · shock absorber · resilience · solvency · financial cushion · disaster preparedness
Ties that unite
- treasury securitiesGovernment-issued debt instruments
- money marketShort-term debt trading sector
- certificates of depositFixed-term bank instruments
- capital preservationSafeguarding original investment value
liquid assets · fixed income · diversification · yield · interest income · maturity
savings
Accumulated money kept
- nest eggSaved money for later
- set-asideReserved for future use
- earmarkingAllocating for specific purpose
allocation · stockpile · stash · kitty · pool · pot · war chest · hoard · piggy bank · deposit
emergency
Serious sudden danger
- safety netProtection against failure
- bufferProtective intermediate space
- cushionStuffed fabric for comfort
fallback · backup · liquidity · precaution · shock absorber · resilience · solvency · financial cushion · disaster preparedness · readiness
bonds
Ties that unite
- treasury securitiesGovernment-issued debt instruments
- money marketShort-term debt trading sector
- certificates of depositFixed-term bank instruments
capital preservation · liquid assets · fixed income · diversification · yield · interest income · maturity
endowment
Permanent donated fund
- escrowConditional third-party deposit
- money managementsaving, savings, budgeting, budget planning, expense tracking
- philanthropydonations, charity work, donate, give, giving
- budgetingbudget, budgets, budget app, budget template, budget allocation
- fundsendowment, ETF, seed money
- reservesnature preserve, wildlife refuge, foreign exchange, gold bullion, forex
- savingssavings account, piggy bank, online savings, savings bonds, savings plan
reserve fundoperating budget
Allocated money for daily expenses
working capital · petty cash · discretionary spending · operating expenses
fund, reserve, funds, funding, fundamental, reserves, reservoir, funded, fundraiser