fixed income
Unchanging regular payments
Fixed income refers to investments that pay regular, predictable returns—typically bonds, CDs, or annuities that deliver set interest payments: Retirees often shift their portfolios toward fixed income.
The term also describes a person's financial situation when their income doesn't increase, especially in retirement: Living on a fixed income makes inflation particularly painful.
Fixed-income investments offer stability but limited growth potential.
Stored organizational funds
- municipalOf city government
- corporateOf or relating to companies
- couponCertificate for reduced price
- yieldProduce or relinquish
maturity · debenture · principal · duration · credit rating · junk bonds · high-yield · sovereign
Retiree's ongoing benefit
- annuityPeriodic fixed payment
- 401(k)Tax-advantaged retirement savings account
- IRATax-advantaged retirement fund
- social securityPublic financial protection programs
superannuation · retiree · nest egg · drawdown · defined benefit · payout · survivor benefits · retirement planning
Collected works or assets
- diversificationExpanding into varied areas
- asset allocationDistributing investments strategically
- yield curveRates plotted against maturities
- capital preservationSafeguarding original investment value
risk management · liquidity · return · fund · ETF · mutual fund · securities · investor
Able to be foreseen
- stableSecure and unchanging
- steadyFixed, not fluctuating
- reliableConsistently performing as expected
- scheduledArranged for specific time
recurring · consistent · assured · contractual · monthly · quarterly · payment schedule · cash flow
treasury
Stored organizational funds
yield · maturity · debenture · principal · duration · credit rating · junk bonds · high-yield · sovereign · notes
pension
Retiree's ongoing benefit
- annuityPeriodic fixed payment
- 401(k)Tax-advantaged retirement savings account
- IRATax-advantaged retirement fund
social security · superannuation · retiree · nest egg · drawdown · defined benefit · payout · survivor benefits · retirement planning
portfolio
Collected works or assets
- diversificationExpanding into varied areas
- asset allocationDistributing investments strategically
- yield curveRates plotted against maturities
capital preservation · risk management · liquidity · return · fund · ETF · mutual fund · securities · investor · market
predictable
Able to be foreseen
scheduled · recurring · consistent · assured · contractual · monthly · quarterly · payment schedule · cash flow · dependable
- assetsproperty, cash, money, investments, bank accounts
- financebank, CFO, banks, controller, finance
- financial termswealth, asset, currency, balance sheet, audit
- money termscash, credit, debt, wages, salary
- financial meansmoney, earnings, salary, wages, cash
- frugalityfrugality, thrift, frugal, penny-pinching, economize
fixed incomefloating rate
Interest tied to index
variable rate · adjustable rate · profit-sharing · commission-based
fixed incomeequities
Ownership stakes in corporations
stocks · growth stocks · common stock · equity investments · venture capital