financial cushion
Rainy day fund
A financial cushion is money set aside to absorb unexpected expenses or income disruptions.
The metaphor suggests padding that softens impact—savings that prevent a setback from becoming a crisis: Having a financial cushion let her take time off when her mother got sick.
The term implies security rather than wealth.
- savingsAccumulated money kept
- nest eggSaved money for later
- rainy day fundMoney saved for emergencies
- bufferProtective intermediate space
- safety netProtection against failure
rainy day · emergency fund · cash reserve · reserves · padding · fallback · fall back on · security · comfort · mattress · piggy bank · stash · tucked away · backup · breathing room · safety margin · insurance · surplus
- money managementsaving, savings, budgeting, budget planning, expense tracking
- savingssavings account, piggy bank, online savings, savings bonds, savings plan
- financial safetyemergency fund, savings, safety net, insurance, nest egg
- saving moneybudget, savings, discount, sale, coupon
financial cushionliving paycheck to paycheck
Earning only enough for immediate expenses
financial exposure · financial distress · poverty · destitution · broke
financial cushiondebt
Money owed another
indebtedness · financial hole · in the red · deficit · liabilities
financial, financially, finance, finances, financed, financing, financier, financiers, cushion