overdraft fee
Negative balance charge
An overdraft fee is a charge banks impose when an account holder spends more than their available balance, essentially borrowing from the bank to cover the transaction.
These fees typically range from $25 to $35 per occurrence, regardless of whether the overdraft is five dollars or five hundred: I got hit with three overdraft fees in one day from small purchases.
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- penaltyPunishment for wrongdoing
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Release from required payment
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