insureds
Those with coverage
Insureds is the plural of insured—people or entities covered by insurance policies.
The term is standard in insurance and legal contexts: All insureds must be notified of policy changes.
Outside professional settings, "insured parties" or "policyholders" sounds more natural.
Those who inherit
- estateProperty and grounds
- benefitAdvantage or gain
- trusteeOne managing another's assets
- executorAppointed estate manager
survivors · dependents · spouse · children · family · descendants · nominee · death benefit
Payments for insurance coverage
- deductiblesPre-coverage personal payments
- claimsStatements of truth
- coverageExtent of inclusion
- underwritingRisk evaluation and acceptance
policy number · renewal · adjuster · losses · annuities · riders · exclusions · endorsement
Protection against financial loss
- reimbursementPayment for incurred expenses
- compensationPayment for services rendered
- propertySomething owned or inherent
- casualtyPerson harmed in disaster
health · automobile · disability · umbrella · workers compensation · liability coverage · collision · comprehensive
Having protection atop
- indemnifiedSecured against loss
- safeguardedKept from harm
- compensatedPaid for service rendered
- securedMade fast or obtained
financial security · peace of mind · risk mitigation · asset protection · underwritten
heirs
Those who inherit
executor · survivors · dependents · spouse · children · family · descendants · nominee · death benefit · proceeds
premiums
Payments for insurance coverage
- deductiblesPre-coverage personal payments
- claimsStatements of truth
- coverageExtent of inclusion
underwriting · policy number · renewal · adjuster · losses · annuities · riders · exclusions · endorsement · liability
indemnity
Protection against financial loss
- reimbursementPayment for incurred expenses
- compensationPayment for services rendered
- propertySomething owned or inherent
casualty · health · automobile · disability · umbrella · workers compensation · liability coverage · collision · comprehensive · deductible
covered
Having protection atop
- indemnifiedSecured against loss
- safeguardedKept from harm
- compensatedPaid for service rendered
secured · financial security · peace of mind · risk mitigation · asset protection · underwritten
insuredsinsurers
Risk-pooling companies
underwriters · insurance companies · carriers · insurance providers · assurers
- health insurerOrganization providing medical coverage
- life insurersFirms covering death payouts
- FDIC insuredDeposits protected by government
- private insurersNon-state coverage companies
- auto insurersVehicle policy providers
- insured valueAmount policy will pay
insure, insured, insures, insurers, insurer, reinsure, reinsurer