deductibles
Insurance payment thresholds
Deductibles are amounts you must pay out of pocket before insurance coverage begins.
Health insurance might have a $500 deductible—you pay the first $500 of medical costs each year, then the insurer covers the rest.
Higher deductibles typically mean lower premiums.
I haven't met my deductible yet, so I'm paying full price for these prescriptions.
Added cost for better
- copaymentPatient's fixed healthcare charge
- coinsurancePercentage you owe
- out-of-pocketPaid from personal funds
- policyholderOwner of insurance contract
claim · coverage · exclusion · limitation · benefit · liability · indemnity · reimbursement
Paid from personal funds
- costsAmounts required to pay
- expensesMoney spent on things
- paymentsMoney given for obligations
- chargesAmounts owed or alleged
fees · outlay · expenditure · bills · budgeting · affordability · cost-sharing · cap
premium
Added cost for better
- copaymentPatient's fixed healthcare charge
- coinsurancePercentage you owe
- out-of-pocketPaid from personal funds
policyholder · claim · coverage · exclusion · limitation · benefit · liability · indemnity · reimbursement · adjuster
out-of-pocket
Paid from personal funds
charges · fees · outlay · expenditure · bills · budgeting · affordability · cost-sharing · cap · maximum
write-offs
Cancelled debts or expenses
- expensesMoney spent on things
- itemizedListed separately, point-by-point
- standardLevel of quality accepted
depreciation · allowance · exemption · filing · schedule · documentation · receipts · eligible
- healthcare accesshealth access, health coverage, universal coverage, uninsured, underinsured
- risk managementrisk sharing, risk analysis, risk factor, risk mitigation, risk appetite
- drug pricingdrug prices, drug pricing, drug costs, pricing models, pricing strategy
- expensesexpenses, expense, expenditure, cost, costs
- personal financesavings, income, credit, investments, bills
- medical costsmedical bills, hospital bills, prescription costs, hospital costs, medical expenses
- deductible expensesCosts subtracted from taxable income
- high deductibleSteep initial self-payment
- deductible costsExpenses subtractable from income