private insurers
Non-governmental coverage providers
Private insurers are companies that provide insurance coverage outside of government programs.
The term typically arises in healthcare discussions, where private insurers contrast with public options like Medicare or Medicaid: Many Americans get their coverage through private insurers rather than government plans.
Private insurers include both for-profit companies and nonprofit organizations.
- managed careCost-controlled health delivery
- network providerFirm supplying connectivity
- premiumsPayments for insurance coverage
- out of pocketPaid from personal funds
- policyholdersThose owning insurance contracts
fine print · underwriting · competition · regulators · reinsurers · claims adjuster · deductibles · actuaries · brokers · copayments · prior authorization · pre-existing condition · risk assessment · risk pool · profit motive · bottom line · agents · reserves
- health insurancepremium, deductible, copay, coverage, premiums
private insurerspublic insurance
Government-provided risk protection
Medicare · Medicaid · single-payer system · single-payer · national health insurance
private insurersuniversal healthcare
Guaranteed medical access nationwide
social insurance · national health insurance · compulsory insurance · self-pay · uninsured
private, privates, privately, privacy, privation, deprive, deprived, deprivation, privy