financial advisor
Wealth planning professional
A financial advisor is a professional who helps clients manage money—advising on investments, retirement planning, taxes, and estate planning.
The term covers a range of credentials and services, from stockbrokers pushing products to fee-only fiduciaries legally required to act in clients' interests.
We met with a financial advisor to plan for retirement.
Also spelled financial adviser.
Collected works or assets
- stocksOwnership stakes or inventory
- bondsTies that unite
- mutual fundsCollectively managed securities portfolios
- ETFsExchange-listed investment baskets
asset allocation · diversification · equities · securities · index funds · REITs · annuities · capital gains
Owned items of value
- capitalWealth used for investment
- net worthAssets less debts
- estateProperty and grounds
- inheritanceProperty received from ancestors
trust · affluence · legacy · beneficiary · will · estate planning · tax efficiency · wealth transfer
Advice for decisions
- fiduciaryAgent bound by loyalty
- recommendationsProposed courses of action
- clientOne who hires professionals
- assessmentFormal evaluation of worth
consultation · advice · expertise · analysis · certified · accredited · professional · credentials
Rapid, unpredictable changeability
- exposureState of being unprotected
- liabilityLegal or financial obligation
- insuranceContractual risk coverage
- lossesThings subtracted from standing
default · credit risk · market risk · inflation risk · hedging · risk assessment · risk tolerance · asset protection
Plan for spending
- goalsIntended end results
- savingsAccumulated money kept
- cash flowMoney entering and exiting
- roadmapDetailed plan forward
timeline · milestones · projection · allocation · action plan · objectives · prioritize · forecast
Retiree's ongoing benefit
- 401(k)Tax-advantaged retirement savings account
- IRATax-advantaged retirement fund
- Roth IRATax-advantaged retirement account
- Social SecurityFederal old-age insurance program
annuity · nest egg · Medicare · rollover · vesting · retirement income · early retirement · decumulation
Venue for trade
- inflationSustained price level increase
- recessionProlonged economic decline
- interest ratesPrice paid for borrowing
- FedU.S. central bank
monetary policy · fiscal policy · economic cycle · bear market · bull market · GDP · unemployment · yield curve
portfolio
Collected works or assets
- stocksOwnership stakes or inventory
- bondsTies that unite
- mutual fundsCollectively managed securities portfolios
ETFs · asset allocation · diversification · equities · securities · index funds · REITs · annuities · capital gains · rebalancing
assets
Owned items of value
inheritance · trust · affluence · legacy · beneficiary · will · estate planning · tax efficiency · wealth transfer · philanthropy
guidance
Advice for decisions
- fiduciaryAgent bound by loyalty
- recommendationsProposed courses of action
- clientOne who hires professionals
assessment · consultation · advice · expertise · analysis · certified · accredited · professional · credentials · ethics
volatility
Rapid, unpredictable changeability
- exposureState of being unprotected
- liabilityLegal or financial obligation
- insuranceContractual risk coverage
losses · default · credit risk · market risk · inflation risk · hedging · risk assessment · risk tolerance · asset protection · umbrella policy
budget
Plan for spending
roadmap · timeline · milestones · projection · allocation · action plan · objectives · prioritize · forecast · organize
pension
Retiree's ongoing benefit
- 401(k)Tax-advantaged retirement savings account
- IRATax-advantaged retirement fund
- Roth IRATax-advantaged retirement account
Social Security · annuity · nest egg · Medicare · rollover · vesting · retirement income · early retirement · decumulation · employer match
market
Venue for trade
- inflationSustained price level increase
- recessionProlonged economic decline
- interest ratesPrice paid for borrowing
Fed · monetary policy · fiscal policy · economic cycle · bear market · bull market · GDP · unemployment · yield curve · economic outlook
- Financial AdvisorsCFP, wealth manager, fiduciary, portfolio management, asset allocation
- advisorsconsultant, adviser, think tanks, counsel, expert panels
- business jobsaccountant, consultant, analyst, manager, banker
- professionalsdoctor, nurse, lawyer, engineer, dentist
- professionsdoctor, lawyer, engineer, teacher, nurse
- business rolesCEO, CFO, CIO, CMO, COO
financial advisorloan shark
Illegal high-interest moneylender
debt collector · payday lender · stockbroker · day trader · used car salesman
financial advisorspendthrift
Reckless with money
profligate · big spender · compulsive gambler · impulse buyer · shopaholic
financial advisorcon artist
Professional fraud perpetrator
scammer · fraudster · swindler · grifter · Bernie Madoff
advise, finance, advisor, advised, finances, financial, advising, advisory, financier