credit monitoring
Financial vigilance service
Credit monitoring is a service that tracks changes to a person's credit reports and alerts them to potentially significant activity.
These services watch for new accounts opened in your name, hard inquiries, changes to credit limits, and other movements that might indicate identity theft or fraud.
After the data breach, the company offered free credit monitoring to affected customers.
Credit monitoring is often marketed as identity theft protection, though it's reactive rather than preventive—it tells you something has happened rather than stopping it from happening.
- identity theft preventionSafeguarding against personal impersonation
- freezeBecome solid from cold
- fraud detectionUncovering deceptive schemes
- data privacyProtection of personal information
- personal informationIdentifying details about someone
security breach · score · fraud · Equifax · risk assessment · alert · fraud alert · notification · TransUnion · Experian · annual report · creditworthiness · watch · cybersecurity · track · check · verify · FICO
- debtdebt, creditor, owe, debtor, lender
- financebank, CFO, banks, controller, finance
- money managementsaving, savings, budgeting, budget planning, expense tracking
- creditcreditworthiness, creditor, creditors, creditworthy, FICO
- card benefitsfraud alerts, fraud detection, chargeback, extended warranty, price protection
- Credit ReportsEquifax, Experian, TransUnion, FICO, FICO score
credit monitoringidentity theft
Stealing personal data criminally