uninsurability
Cannot be covered
Uninsurability is the state of being impossible or impractical to insure.
A person may face uninsurability due to pre-existing health conditions; a property may face it due to flood risk or location in a disaster zone.
The home's uninsurability made it impossible to get a mortgage.
Insurance companies assess uninsurability when risks are too high or unpredictable to cover profitably.
Already in existence
- chronicPersisting over time
- incurableCannot be healed
- geneticRelating to heredity
- hereditaryPassed through generations
congenital · terminal · debilitating · diabetes · cancer · hypertension · HIV · Parkinson's
Denial of acceptance
- exclusionBeing barred from participation
- ineligibilityFailure to meet criteria
- disqualificationRemoval from eligibility
- declinationAngular distance from equator
refusal · nonacceptance · blacklisting · redlining · screening · underwriting · application · appeal
Of risk calculation
- underwritingRisk evaluation and acceptance
- probabilityQuantified chance of occurrence
- exposureState of being unprotected
- liabilityLegal or financial obligation
hazard · peril · catastrophic · high-risk · rating · classification · assessment · pricing
Payments for insurance coverage
- deductiblesPre-coverage personal payments
- co-paymentsPatient's fixed medical fee
- exclusionsThings deliberately left out
- limitationsImposed or inherent bounds
caps · benefits · policy · indemnity · marketplace · mandate · portability · COBRA
Preventing through excess
- unaffordableToo costly to buy
- inaccessibleCannot be reached
- exclusionaryTending to bar others
- discriminatoryShowing unfair distinction
insurmountable · constraint · impediment · hindrance · gap · disparity · inequity · hardship
preexisting
Already in existence
hereditary · congenital · terminal · debilitating · diabetes · cancer · hypertension · HIV · Parkinson's · dementia
rejection
Denial of acceptance
- exclusionBeing barred from participation
- ineligibilityFailure to meet criteria
- disqualificationRemoval from eligibility
declination · refusal · nonacceptance · blacklisting · redlining · screening · underwriting · application · appeal · reconsideration
actuarial
Of risk calculation
- underwritingRisk evaluation and acceptance
- probabilityQuantified chance of occurrence
- exposureState of being unprotected
liability · hazard · peril · catastrophic · high-risk · rating · classification · assessment · pricing · surcharge
premiums
Payments for insurance coverage
- deductiblesPre-coverage personal payments
- co-paymentsPatient's fixed medical fee
- exclusionsThings deliberately left out
limitations · caps · benefits · policy · indemnity · marketplace · mandate · portability · COBRA · Medicaid
prohibitive
Preventing through excess
- unaffordableToo costly to buy
- inaccessibleCannot be reached
- exclusionaryTending to bar others
discriminatory · insurmountable · constraint · impediment · hindrance · gap · disparity · inequity · hardship · vulnerability
uninsurable, insurability, insurable, insure, insured, insurer, insurers, insures, insuring