payment card
Wallet's electronic stand-in
A payment card is a plastic or digital card used to make purchases or withdraw cash—credit cards, debit cards, and prepaid cards all fall under this umbrella.
The term appears most often in financial, legal, and technical contexts: payment card fraud, payment card industry standards.
In everyday speech, people usually say credit card or just card.
Small broken-off piece
- contactlessRequiring no physical touch
- NFCClose-proximity communication protocol
- swipeQuick sliding motion
- magstripeEncoded card band
smartcard · digital wallet · tokenization · Apple Pay · Google Pay · RFID · biometric · fingerprint
Bank deposit for transactions
- PINAuthentication number sequence
- ATMAutomated banking kiosk
- direct depositFunds sent to account automatically
- bank accountFinancial storage for funds
overdraft protection · account balance · point of sale · cash back · daily limit · savings account · prepaid · reloadable
Card verification value
- PINAuthentication number sequence
- fraud protectionDefenses against deceptive schemes
- encryptionConverting data into code
- authenticationConfirming genuine identity
identity theft · phishing · skimming · chargeback · dispute · two-factor · chip and PIN · fraud alert
Capable of being molded
- embossedHaving raised design
- magnetic stripeEncoded data band
- hologram3D image from light
- expiration dateFinal day of validity
Formal permission granted
- purchaseGoods obtained for payment
- merchantOne who sells wares
- checkoutPayment completion process
- settlementResolved dispute or colony
receipt · transaction fee · decline · approval · pending · posted · refund · void
Maximum allowed debt
- credit scoreNumerical measure of borrower reliability
- interest rateCost of borrowing money
- APRYearly borrowing cost
- balance transferMoving debt to another account
revolving credit · grace period · cashback rewards · annual fee · credit history · creditworthiness · statement · billing cycle
chip
Small broken-off piece
- contactlessRequiring no physical touch
- NFCClose-proximity communication protocol
- swipeQuick sliding motion
magstripe · smartcard · digital wallet · tokenization · Apple Pay · Google Pay · RFID · biometric · fingerprint · one-time password
checking account
Bank deposit for transactions
- PINAuthentication number sequence
- ATMAutomated banking kiosk
- direct depositFunds sent to account automatically
bank account · overdraft protection · account balance · point of sale · cash back · daily limit · savings account · prepaid · reloadable
CVV
Card verification value
- PINAuthentication number sequence
- fraud protectionDefenses against deceptive schemes
- encryptionConverting data into code
authentication · identity theft · phishing · skimming · chargeback · dispute · two-factor · chip and PIN · fraud alert · suspicious activity
plastic
Capable of being molded
- embossedHaving raised design
- magnetic stripeEncoded data band
- hologram3D image from light
authorization
Formal permission granted
settlement · receipt · transaction fee · decline · approval · pending · posted · refund · void · preauthorization
credit limit
Maximum allowed debt
- credit scoreNumerical measure of borrower reliability
- interest rateCost of borrowing money
- APRYearly borrowing cost
balance transfer · revolving credit · grace period · cashback rewards · annual fee · credit history · creditworthiness · statement · billing cycle · rewards points
payment cardcash
Ready spending funds
currency · banknotes · coins · hard currency · paper money
payment cardcash
Ready spending funds
direct payment · cash payment · prepayment · layaway · invoice
payment cardbarter
Direct goods-for-goods exchange
trade · cowrie shells · gold coins · silver · wampum
payment, card, paid, paying, payable, payer, payee, repayment, prepay