mutualize
Make collectively owned
Mutualize means to make something mutual or shared, particularly in business and finance contexts.
When a company mutualizes, it converts from investor ownership to ownership by its customers or members, as when an insurance company becomes a mutual company owned by its policyholders.
The term extends to any arrangement where risks, benefits, or resources are distributed among participants rather than concentrated: The cooperative mutualized costs across all member farms.
The opposite process is demutualization.
Shared by a community
- jointShared by multiple parties
- sharedHeld in common
- pooledCombined for shared use
- commonWidespread and unremarkable
united · collectivize · communize · socialize · cooperative · communitarian · egalitarian · kibbutz
Combine into unity
- amalgamateMerge distinct entities
- consolidateUnite separate things
- integrateCombine into unified whole
- combineMerge, or harvesting machine
incorporate · absorb · consortium · affiliate · restructure · convert · reorganize · partnership
Contractual risk coverage
- annuitiesPeriodic fixed payments
- pensionsOngoing payments after employment
- underwritingRisk evaluation and acceptance
- reinsuranceInsurers insuring themselves
premiums · policyholder · dividends · portfolio · savings · actuarial · benefits · coverage
Divide and deliver
- spreadTo distribute widely
- apportionDivide into portions
- allocateDesignate for specific use
- sharePortion given out
pool · diversify · hedge · underwrite · indemnify · liability · exposure
Mutual giving and receiving
- reciprocateReturn in kind
- interchangeReciprocal transfer between parties
- interactAct upon one another
- bilateralInvolving two parties
two-way · give-and-take · symbiotic · interdependent · complementary · back-and-forth · corresponding · correlative
communal
Shared by a community
common · united · collectivize · communize · socialize · cooperative · communitarian · egalitarian · kibbutz · commune
merge
Combine into unity
- amalgamateMerge distinct entities
- consolidateUnite separate things
- integrateCombine into unified whole
combine · incorporate · absorb · consortium · affiliate · restructure · convert · reorganize · partnership · alliance
insurance
Contractual risk coverage
- annuitiesPeriodic fixed payments
- pensionsOngoing payments after employment
- underwritingRisk evaluation and acceptance
reinsurance · premiums · policyholder · dividends · portfolio · savings · actuarial · benefits · coverage · tontine
distribute
Divide and deliver
share · pool · diversify · hedge · underwrite · indemnify · liability · exposure
exchange
Mutual giving and receiving
- reciprocateReturn in kind
- interchangeReciprocal transfer between parties
- interactAct upon one another
bilateral · two-way · give-and-take · symbiotic · interdependent · complementary · back-and-forth · corresponding · correlative
mutualizeprivatize
Transfer to non-government ownership
corporatize · go public · nationalize · capitalize · IPO
mutualizeprivatize
Transfer to non-government ownership
individualize · centralize · monopolize · concentrate · consolidate
mutualizeindividualize
Make distinct for someone
segregate · isolate · compartmentalize · silo · concentrate