risk-sharing
Collective burden bearing
Risk-sharing is the distribution of potential losses or costs among multiple parties rather than one bearing the full burden.
Insurance is classic risk-sharing: policyholders pool premiums so no individual faces catastrophic loss alone.
The term appears in business partnerships, healthcare arrangements, and financial contracts: The joint venture included risk-sharing provisions for cost overruns.
Merging shared contributions
- reinsuranceInsurers insuring themselves
- syndicationMulti-outlet content distribution
- coinsurancePercentage you owe
- consortiumCooperative group for ventures
joint venture · liability · underwriting · diversification · portfolio · hedging · securitization · mutual fund
Jointly operated enterprise
- indemnityProtection against financial loss
- deductibleOut-of-pocket threshold amount
- copaymentPatient's fixed healthcare charge
- premiumAdded cost for better
policyholder · actuary · claims · coverage · self-insurance · stop-loss · aggregate · retention
Distribution of shares
- indemnificationCompensation for loss suffered
- partnership agreementContract governing joint enterprise
- stakeholderParty with an interest
- memorandumFormal internal correspondence
equity stake · escrow · guarantee · collateral · surety · bonding · contingency · force majeure
Basic physical systems
- microfinanceSmall loans for poor entrepreneurs
- donorOne who contributes freely
- multilateralInvolving multiple parties
- sovereignSupreme in power
impact investing · social enterprise · community fund · tontine · crowdfunding
Patient's set contribution
- coinsurancePercentage you owe
- out-of-pocketPaid from personal funds
- tieredHaving multiple levels
- formularyApproved medication inventory
capitation · value-based · provider · payer · network · prior authorization · health savings · employer contribution
pooling
Merging shared contributions
- reinsuranceInsurers insuring themselves
- syndicationMulti-outlet content distribution
- coinsurancePercentage you owe
consortium · joint venture · liability · underwriting · diversification · portfolio · hedging · securitization · mutual fund · partnership
cooperative
Jointly operated enterprise
- indemnityProtection against financial loss
- deductibleOut-of-pocket threshold amount
- copaymentPatient's fixed healthcare charge
premium · policyholder · actuary · claims · coverage · self-insurance · stop-loss · aggregate · retention · pool
allocation
Distribution of shares
- indemnificationCompensation for loss suffered
- partnership agreementContract governing joint enterprise
- stakeholderParty with an interest
memorandum · equity stake · escrow · guarantee · collateral · surety · bonding · contingency · force majeure · arbitration
infrastructure
Basic physical systems
- microfinanceSmall loans for poor entrepreneurs
- donorOne who contributes freely
- multilateralInvolving multiple parties
sovereign · impact investing · social enterprise · community fund · tontine · crowdfunding
copay
Patient's set contribution
- coinsurancePercentage you owe
- out-of-pocketPaid from personal funds
- tieredHaving multiple levels
formulary · capitation · value-based · provider · payer · network · prior authorization · health savings · employer contribution · reimbursement
- cooperativesco-op, credit union, worker co-op, housing co-op, co-ops